Top accelerator startups

Startups14,448Programs29

14,448 startups · 29 programs

YC Fintech

1,072 companies · 881 active · 27% AI · most in W22 (90)

Companies tagged Fintech

AIAnyAlphaThe agentic trading platformYC F26San FranciscoStartup →AIBlinkaBanking for US companies operating globallyYC F26San FranciscoStartup →AIDecentYour health plan should get better year-round. Not just once a year.YC F26San FranciscoStartup →AIDefiniteConnect operational data with finance to see what drives the numbers.YC F26San FranciscoStartup →AIerndThe Credit Card for the AI stackYC F26San FranciscoStartup →AIFire WalletFire Wallet is a privacy-first crypto wallet designed to just work,…YC F26San FranciscoStartup →AIForwardThe private credit network for leading debt advisorsYC F26San FranciscoStartup →AIGrep AISelf-improving agents that automate your growth bottlenecksYC F26San FranciscoStartup →AIHickory & CompanyHickory is agentic compliance and BSA for banks and fintechsYC F26Salt Lake CityStartup →OtherOasiveCredit research for municipal bond analystsYC F26San FranciscoStartup →AISintropixAutonomous accounting platform for global companiesYC F26SantiagoStartup →AIVelthaAI native TPA starting with workers compYC F26San FranciscoStartup →AIVersineLet your agents send and receive money. We're Venmo for agents.YC F26San FranciscoStartup →AIVolarenThe personal investing agent that comes to youYC F26San FranciscoStartup →AIVouchThe AI wealth manager for every IndianYC F26Startup →AIAgentcardlet agents buy anything onlineYC S26San FranciscoStartup →AIArbitalThe social trading app for stocks, memes, and perpsYC S26San FranciscoStartup →AIAudunAI-native debt collection companyYC S26OsloStartup →AIBearAI-native accounting firm.YC S26HelsinkiStartup →AIDentaFortune 500 Dental BenefitsYC S26San FranciscoStartup →OtherEdotEnvBuilding quant finance environments and servicesYC S26San FranciscoStartup →AIFinancial DatasetsConnect your agents to the stock marketYC S26New York CityStartup →AIFlorinFlorin is an AI-native insurance company that runs autonomouslyYC S26San FranciscoStartup →AIPacificRobotic factories to mass produce data centersYC S26San FranciscoStartup →AIPennantThe World Model for Corporate GovernanceYC S26New York CityStartup →AIPRINCEPSAI-native insurance company for the compute economyYC S26LondonStartup →AIRapidfolioAI-native back-office for banks and fintechsYC S26San FranciscoStartup →Developer toolsShieldedWe help Fortune 500 companies hedge their supply chain riskYC S26San FranciscoStartup →AISpaceFlow Technologies, Inc.AI-native procurement services for the physical economyYC S26San FranciscoStartup →AIStoaThe market behind AI hardware.YC S26San FranciscoStartup →AITovenAIAI agents for compliance at institutional trading firmsYC S26San FranciscoStartup →OtherBBNETThe payments network modernising intermediated insuranceAntler 2026AustraliaStartup →OtherKoladenLiquidity infrastructure for wealth advisorsAntler 2026USStartup →AIMaiCallSelf-learning debt collection system: AI agents call, negotiate and follow up until the money lands500 Global Eurasia 10MexicoStartup →OtherOmnibookThe Financial Prediction Market.EF 2026San FranciscoStartup →AIOzavThe complete crypto as a service on-chain for companies and agents. Wallets, KYC/B/T, cards, yield, named-accounts, cross-border and much more in one APIAntler 2026BrazilStartup →OtherSurgepayA startup in Antler's 2026 year, based in Fintech.Antler 2026FintechStartup →OtherTrustClubTrust-based infrastructure that unlocks economic opportunity for the underserved.Antler 2026UKStartup →AIHedgeAI-Native insurance companyYC X26San FranciscoStartup →OtherKinroAutonomous insurance brokerage for small businessesYC X26San FranciscoStartup →AIMultiplierAgent harnesses for asset managersYC X26New York CityStartup →AIUno WalletThe AI mobile wallet that replaces Apple PayYC X26San FranciscoStartup →AIEnd CloseAI powered reconciliation for high-volume payments companiesYC W26Startup →AIFenrock AIAI agents for banksYC W26San FranciscoStartup →AIGradeAPI for performance-based payrollYC W26San FranciscoStartup →AIKitaUnderwrite borrowers around the world in minutesYC W26San FranciscoStartup →AIo11OpenRouter wallet for paid goods and servicesYC W26San FranciscoStartup →AIInactiveQ2QWe help private equity teams find acquisition targets fasterYC W26San FranciscoStartup →AIClerkedAI clerks that automate your payablesYC F25San FranciscoStartup →AIFreeport MarketsTrade AnythingYC F25New York CityStartup →OtherSelfinInstitutional liquidity across prediction marketsYC F25San FranciscoStartup →AIZalosHire Zalos AI workers to run your finance departmentYC F25LondonStartup →AIAstorYour personal investing agentYC S25San FranciscoStartup →AIConvictionAnyone Can TradeYC S25San FranciscoStartup →AIFintoAI accounting for enterprise finance teamsYC S25MunichStartup →OtherMunifyThe Cross-Border Neobank for the Middle EastYC S25OrlandoStartup →AIProcIndexAI-powered accounting automation for construction and manufacturingYC S25San FranciscoStartup →OtherRuvoThe Global Dollar App for BrazilYC S25São PauloStartup →AIVeritusAI agents for the consumer lending industryYC S25San FranciscoStartup →AI&Volume&Volume is the AI driven risk-management infrastructure for digital assets, one layer to monitor risk, spot opportunity, and move capital.500 Global 2025United KingdomStartup →OtherAlphaNovaNext-gen hedge fund maximizing investor returns by curating top signals from thousands of elite quant researchers worldwide.Antler 2025SingaporeStartup →OtherAnairaThe risk operating system for insuranceSPC 2025BengaluruStartup →OtherBlink MoneySmart credit for India's aspiring richAntler 2025IndiaStartup →OtherBreadsliceNanopayments for proof of humanityAntler 2025VietnamStartup →OtherCadel AIThe autonomous accounting stackSPC 2025San FranciscoStartup →OtherCircle AsiaDeveloper of a digital banking platform that aims to make payments intelligent, effortless and credit empowering for consumers in emerging Southeast Asia.500 Global 2025SingaporeStartup →OtherCollectoEmpowering SMBs by Solving Cash Flow and Payment Collection ChallengesAntler 2025IndiaStartup →OtherElixirEarn rewards for every positive investment you make towards your health.Antler 2025IndiaStartup →AIFlyweelThe system to close the gap between revenue, sales & capital for companies that scale through performance ads, underpinned by AI-native vertical finance that moves at the speed of data.Antler 2025AustraliaStartup →AIGainzAI-powered crowd lending platform unlocking fast and flexible financing for MENA’s SMEs.Antler 2025Saudi ArabiaStartup →OtherGuardianAITelematics-based navigation app monitoring driving data and offering better insurance rates for safe behaviorAntler 2025United Arab EmiratesStartup →AIHerbieAI-native estate planning500 Global 2025United StatesStartup →AIJiroAI CFO for SMBsAntler 2025SwedenStartup →OtherKeeperBuilding a personal loan product suite using paid leaves as the underlying digital asset for salaried employeesAntler 2025IndiaStartup →AINCSpeechBuilding Production-Grade Speech AI for Real-World ApplicationsAntler 2025MalaysiaStartup →OtherNobankSimple and fast glocal banking for emerging market businessesAntler 2025SingaporeStartup →AIOneCapFinance Co-Pilots Powered by AI & Digital Public InfrastructureAntler 2025IndiaStartup →OtherOnLinkOnLink reduces the cost of on-ramping into crypto assets, such as USDC and USDT. We do this to make sending international payments in stablecoins from Africa easier and cheaper.Antler 2025KenyaStartup →OtherOpenwealthCompliance-aware wealth platform enabling financial advisors to manage crypto and tokenized securitiesAntler 2025CanadaStartup →OtherPemoPemo is an innovative expense management platform built for small and medium-sized businesses in the MENA regionAntler 2025Enterprise Software & SaaSStartup →OtherProfytAIA startup in Antler's 2025 year, based in Vietnam.Antler 2025VietnamStartup →AIRalioRalio is the trust layer for agentic business payments.Antler 2025UKStartup →AIResollectAn intelligent, Agentic AI-powered recovery platform that seamlessly connects financial institutions, legal teams, recovery agents, and valuers on a single secure, auditable, and fully automated system.Antler 2025IndiaStartup →OtherRiFDTransforming supply chain receivables into accessible capital through data-driven securitization.Antler 2025Saudi ArabiaStartup →OtherRivoSelf-driving financeSPC 2025San FranciscoStartup →OtherRoviaWealth Management for Global Professionals. All-in-one platform for RSUs, cross-border investments, and taxation.Antler 2025IndiaStartup →OtherSalmonNubank for the PhilippinesAntler 2025FintechStartup →OtherSaras (formerly Finosauras)Saras is building a credibility engine for the stock market, helping traders cut through noise by rating advisor reliability and surfacing actionable insights.Antler 2025IndiaStartup →AISCENARIOXAn AI and quantum platform empowering financial institutions to make faster, and more insightful risk decisions where traditional models fall short.500 Global 2025Saudi ArabiaStartup →OtherShipTagShipTag helps e-commerce brands sell globally by handling cross-border operations end-to-end, localization, duties/taxes, payments, and shipping integrations.500 Global MENA 10United StatesStartup →OtherSpiceStablecoin infrastructure powered by a fully decentralized underwriting engine and seamless liquidity to next‑gen RWAsAntler 2025AustraliaStartup →AITradersuite AIThe AI powered webApp for automated day trading and portfolio optimizationAntler 2025AustraliaStartup →OtherVALR CapitalVALR Capital empowers African SMEs with tech-enabled debt relief solutions, transforming financial distress into sustainable growth.Antler 2025KenyaStartup →OtherVlightup Inc.Building trust in the web3 ecosystem using global satellite navigation to ensure accountability, privacy, and secure crypto transactionsAntler 2025JapanStartup →AIWhispaAI-native debt collection agency, built on a compliance-first foundation.Antler 2025AustraliaStartup →AIChestnutThe first AI mortgage lenderYC X25San FranciscoStartup →AIEloquent AIThe AI Operator for Financial ServicesYC X25San FranciscoStartup →AIIRBCAI-native financial institution for global businesses + agents.YC X25New York CityStartup →OtherQFEX24/7 Global Stock ExchangeYC X25LondonStartup →AIRaloAI-Native Mortgage BrokerYC X25New York CityStartup →
Company
AnyAlphaThe agentic trading platformteam of 2YC F26ActiveAI
BlinkaBanking for US companies operating globallyYC F26ActiveAI
DecentYour health plan should get better year-round. Not just once a year.team of 2YC F26ActiveAI
DefiniteConnect operational data with finance to see what drives the numbers.team of 3YC F26ActiveAI
erndThe Credit Card for the AI stackteam of 3YC F26ActiveAI
Fire WalletFire Wallet is a privacy-first crypto wallet designed to just work,…team of 3YC F26ActiveAI
ForwardThe private credit network for leading debt advisorsteam of 7YC F26ActiveAI
Grep AISelf-improving agents that automate your growth bottlenecksteam of 6YC F26ActiveAI
Hickory & CompanyHickory is agentic compliance and BSA for banks and fintechsteam of 3YC F26ActiveAI
OasiveCredit research for municipal bond analystsYC F26ActiveOther
SintropixAutonomous accounting platform for global companiesteam of 2YC F26ActiveAI
VelthaAI native TPA starting with workers compteam of 2YC F26ActiveAI
VersineLet your agents send and receive money. We're Venmo for agents.team of 3YC F26ActiveAI
VolarenThe personal investing agent that comes to youteam of 4hiringYC F26ActiveAI
VouchThe AI wealth manager for every IndianYC F26ActiveAI
Agentcardlet agents buy anything onlineteam of 4YC S26ActiveAI
ArbitalThe social trading app for stocks, memes, and perpsteam of 3YC S26ActiveAI
AudunAI-native debt collection companyteam of 5hiringYC S26ActiveAI
BearAI-native accounting firm.team of 3YC S26ActiveAI
DentaFortune 500 Dental BenefitshiringYC S26ActiveAI
EdotEnvBuilding quant finance environments and servicesteam of 2YC S26ActiveOther
Financial DatasetsConnect your agents to the stock marketYC S26ActiveAI
FlorinFlorin is an AI-native insurance company that runs autonomouslyteam of 3YC S26ActiveAI
PacificRobotic factories to mass produce data centersteam of 6YC S26ActiveAI
PennantThe World Model for Corporate Governanceteam of 2hiringYC S26ActiveAI
PRINCEPSAI-native insurance company for the compute economyteam of 2hiringYC S26ActiveAI
RapidfolioAI-native back-office for banks and fintechsYC S26ActiveAI
ShieldedWe help Fortune 500 companies hedge their supply chain riskYC S26ActiveDevtools
SpaceFlow Technologies, Inc.AI-native procurement services for the physical economyteam of 4YC S26ActiveAI
StoaThe market behind AI hardware.team of 3hiringYC S26ActiveAI, Devtools
TovenAIAI agents for compliance at institutional trading firmsteam of 2YC S26ActiveAI
BBNETThe payments network modernising intermediated insuranceAntler 2026Not statedOther
KoladenLiquidity infrastructure for wealth advisorsAntler 2026Not statedOther
MaiCallSelf-learning debt collection system: AI agents call, negotiate and follow up until the money lands500 Global Eurasia 10Not statedAI
OmnibookThe Financial Prediction Market.EF 2026Not statedOther
OzavThe complete crypto as a service on-chain for companies and agents. Wallets, KYC/B/T, cards, yield, named-accounts, cross-border and much more in one APIAntler 2026Not statedAI
SurgepayA startup in Antler's 2026 year, based in Fintech.Antler 2026Not statedOther
TrustClubTrust-based infrastructure that unlocks economic opportunity for the underserved.Antler 2026Not statedOther
HedgeAI-Native insurance companyteam of 2hiringYC X26ActiveAI
KinroAutonomous insurance brokerage for small businessesteam of 6hiringYC X26ActiveOther
MultiplierAgent harnesses for asset managersteam of 3hiringYC X26ActiveAI
Uno WalletThe AI mobile wallet that replaces Apple Payteam of 2hiringYC X26ActiveAI, Devtools
End CloseAI powered reconciliation for high-volume payments companiesteam of 2YC W26ActiveAI
Fenrock AIAI agents for banksteam of 2hiringYC W26ActiveAI
GradeAPI for performance-based payrollteam of 2YC W26ActiveAI
KitaUnderwrite borrowers around the world in minutesteam of 3YC W26ActiveAI
o11OpenRouter wallet for paid goods and servicesteam of 2YC W26ActiveAI, Devtools
Q2QWe help private equity teams find acquisition targets fasterteam of 2YC W26InactiveAI
ClerkedAI clerks that automate your payablesteam of 4YC F25ActiveAI
Freeport MarketsTrade Anythingteam of 3YC F25ActiveAI
SelfinInstitutional liquidity across prediction marketsteam of 2hiringYC F25ActiveOther
ZalosHire Zalos AI workers to run your finance departmentteam of 10hiringYC F25ActiveAI
AstorYour personal investing agentteam of 5YC S25ActiveAI
ConvictionAnyone Can Tradeteam of 3hiringYC S25ActiveAI
FintoAI accounting for enterprise finance teamsteam of 10hiringYC S25ActiveAI
MunifyThe Cross-Border Neobank for the Middle Eastteam of 4YC S25ActiveOther
ProcIndexAI-powered accounting automation for construction and manufacturingteam of 4hiringYC S25ActiveAI
RuvoThe Global Dollar App for Brazilteam of 11YC S25ActiveOther
VeritusAI agents for the consumer lending industryteam of 10hiringYC S25ActiveAI
&Volume&Volume is the AI driven risk-management infrastructure for digital assets, one layer to monitor risk, spot opportunity, and move capital.500 Global 2025Not statedAI
AlphaNovaNext-gen hedge fund maximizing investor returns by curating top signals from thousands of elite quant researchers worldwide.Antler 2025Not statedOther
AnairaThe risk operating system for insuranceSPC 2025Not statedOther
Blink MoneySmart credit for India's aspiring richAntler 2025Not statedOther
BreadsliceNanopayments for proof of humanityAntler 2025Not statedOther
Cadel AIThe autonomous accounting stackSPC 2025Not statedOther
Circle AsiaDeveloper of a digital banking platform that aims to make payments intelligent, effortless and credit empowering for consumers in emerging Southeast Asia.500 Global 2025Not statedOther
CollectoEmpowering SMBs by Solving Cash Flow and Payment Collection ChallengesAntler 2025Not statedOther
ElixirEarn rewards for every positive investment you make towards your health.Antler 2025Not statedOther
FlyweelThe system to close the gap between revenue, sales & capital for companies that scale through performance ads, underpinned by AI-native vertical finance that moves at the speed of data.Antler 2025Not statedAI
GainzAI-powered crowd lending platform unlocking fast and flexible financing for MENA’s SMEs.Antler 2025Not statedAI
GuardianAITelematics-based navigation app monitoring driving data and offering better insurance rates for safe behaviorAntler 2025Not statedOther
HerbieAI-native estate planning500 Global 2025Not statedAI
JiroAI CFO for SMBsAntler 2025Not statedAI
KeeperBuilding a personal loan product suite using paid leaves as the underlying digital asset for salaried employeesAntler 2025Not statedOther
NCSpeechBuilding Production-Grade Speech AI for Real-World ApplicationsAntler 2025Not statedAI
NobankSimple and fast glocal banking for emerging market businessesAntler 2025Not statedOther
OneCapFinance Co-Pilots Powered by AI & Digital Public InfrastructureAntler 2025Not statedAI
OnLinkOnLink reduces the cost of on-ramping into crypto assets, such as USDC and USDT. We do this to make sending international payments in stablecoins from Africa easier and cheaper.Antler 2025Not statedOther
OpenwealthCompliance-aware wealth platform enabling financial advisors to manage crypto and tokenized securitiesAntler 2025Not statedOther
PemoPemo is an innovative expense management platform built for small and medium-sized businesses in the MENA regionAntler 2025Not statedOther
ProfytAIA startup in Antler's 2025 year, based in Vietnam.Antler 2025Not statedOther
RalioRalio is the trust layer for agentic business payments.Antler 2025Not statedAI
ResollectAn intelligent, Agentic AI-powered recovery platform that seamlessly connects financial institutions, legal teams, recovery agents, and valuers on a single secure, auditable, and fully automated system.Antler 2025Not statedAI
RiFDTransforming supply chain receivables into accessible capital through data-driven securitization.Antler 2025Not statedOther
RivoSelf-driving financeSPC 2025Not statedOther
RoviaWealth Management for Global Professionals. All-in-one platform for RSUs, cross-border investments, and taxation.Antler 2025Not statedOther
SalmonNubank for the PhilippinesAntler 2025Not statedOther
Saras (formerly Finosauras)Saras is building a credibility engine for the stock market, helping traders cut through noise by rating advisor reliability and surfacing actionable insights.Antler 2025Not statedOther
SCENARIOXAn AI and quantum platform empowering financial institutions to make faster, and more insightful risk decisions where traditional models fall short.500 Global 2025Not statedAI, Data
ShipTagShipTag helps e-commerce brands sell globally by handling cross-border operations end-to-end, localization, duties/taxes, payments, and shipping integrations.500 Global MENA 10Not statedOther
SpiceStablecoin infrastructure powered by a fully decentralized underwriting engine and seamless liquidity to next‑gen RWAsAntler 2025Not statedOther
Tradersuite AIThe AI powered webApp for automated day trading and portfolio optimizationAntler 2025Not statedAI
VALR CapitalVALR Capital empowers African SMEs with tech-enabled debt relief solutions, transforming financial distress into sustainable growth.Antler 2025Not statedOther
Vlightup Inc.Building trust in the web3 ecosystem using global satellite navigation to ensure accountability, privacy, and secure crypto transactionsAntler 2025Not statedOther
WhispaAI-native debt collection agency, built on a compliance-first foundation.Antler 2025Not statedAI
ChestnutThe first AI mortgage lenderteam of 2hiringYC X25ActiveAI
Eloquent AIThe AI Operator for Financial Servicesteam of 52 programsYC X25 +1ActiveAI
IRBCAI-native financial institution for global businesses + agents.team of 3YC X25ActiveAI
QFEX24/7 Global Stock Exchangeteam of 14hiringYC X25ActiveOther
RaloAI-Native Mortgage Brokerteam of 2hiringYC X25ActiveAI

About Fintech

Companies per batch

Fintech companies per YC batch
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Nearby spaces: Payments 114, Consumer 54, Marketplace 48, Neobank 48, Crypto / Web3 42, Investing 38, Finance 36, Consumer Finance 29, Insurance 29, Proptech 29