Why it ranks
How the rank works- went through YCProgram · this site+4
- team of 3Team size · YC's directory+3.1
A sum of public facts, not a judgement and not investment advice.
Also from F26 in AI
All of F26Founders
- Connor DawsonFounder/CEO
- Nikhil RuiaFounder/CTO
- Malcolm WengelFounder
About ernd
ernd is the credit card for companies that pay for AI. We give 4% back on AI spend and partner with AI infrastructure companies to give cardholders extra perks, like 10% back on Wafer inference, 2x usage limits on Firecrawl and 62% off Trace pen tests. The card is live for US companies. In our first week, 30+ startups requested the card and we signed 8 partners. We combine experience in quant finance at Bridgewater and IMC, payments at Ripple, financial AI at Farsight, and founding an investment fund focused on distressed industrial acquisitions. We're also credit card nerds, with at least five cards each that we rotate to maximize points!
- YC batch
- F26 · Fall 2026
- Status, per YC
- Active
- Category
- AI
- Team size
- 3
- Location
- San Francisco, CA, USA
- Founded
- 2026
- Checked
- 6h ago
Changes seen
ernd: questions
Which YC batch was ernd in?
ernd was in Y Combinator's Fall 2026 batch (F26).
Is ernd still active?
Y Combinator lists ernd as active.
Who founded ernd?
ernd's founders, as listed on its YC page: Connor Dawson (Founder/CEO), Nikhil Ruia (Founder/CTO), Malcolm Wengel (Founder).
Where is ernd based?
ernd lists San Francisco, CA, USA as its location on YC's directory.