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ernd

Active · The Credit Card for the AI stack

7signal of 100 · rising 7
  • went through YCProgram · this site+4
  • team of 3Team size · YC's directory+3.1

A sum of public facts, not a judgement and not investment advice.

Also from F26 in AI

All of F26

Founders

  • Connor DawsonFounder/CEO
  • Nikhil RuiaFounder/CTO
  • Malcolm WengelFounder

About ernd

ernd is the credit card for companies that pay for AI. We give 4% back on AI spend and partner with AI infrastructure companies to give cardholders extra perks, like 10% back on Wafer inference, 2x usage limits on Firecrawl and 62% off Trace pen tests. The card is live for US companies. In our first week, 30+ startups requested the card and we signed 8 partners. We combine experience in quant finance at Bridgewater and IMC, payments at Ripple, financial AI at Farsight, and founding an investment fund focused on distressed industrial acquisitions. We're also credit card nerds, with at least five cards each that we rotate to maximize points!

YC batch
F26 · Fall 2026
Status, per YC
Active
Category
AI
Team size
3
Location
San Francisco, CA, USA
Founded
2026
Checked
6h ago

YC tags: Fintech, AI

Changes seen

WebsiteNov 5, 2026

Moved its website from ernd.io to ernd.ai.

Website linkNov 5, 2026

Website link changed from https://ernd.io/ to https://ernd.ai/.

Joined a programNov 2, 2026

Joined Y Combinator's Fall 2026 batch (F26).

ernd in F26: 219 companies, 89% AI

LinkedIn

ernd: questions

Which YC batch was ernd in?

ernd was in Y Combinator's Fall 2026 batch (F26).

Is ernd still active?

Y Combinator lists ernd as active.

Who founded ernd?

ernd's founders, as listed on its YC page: Connor Dawson (Founder/CEO), Nikhil Ruia (Founder/CTO), Malcolm Wengel (Founder).

Where is ernd based?

ernd lists San Francisco, CA, USA as its location on YC's directory.