Top accelerator startups

Startups14,448Programs29

14,448 startups · 29 programs

Decent

Active · Your health plan should get better year-round. Not just once a year.

WebsiteYC profile

Why it ranks

How the rank works
7signal of 100 · rising 7
  • went through YCProgram · this site+4
  • team of 2Team size · YC's directory+2.5

A sum of public facts, not a judgement and not investment advice.

Competitors

OtherAngle HealthShared: health insuranceYC W20San FranciscoStartup →Developer toolsEden CareShared: health insuranceYC S23NairobiStartup →AIPrescience, Inc.Shared: health plan, health insurance, keepYC S26San FranciscoStartup →OtherKinroShared: insurance brokerage, smallYC X26San FranciscoStartup →AIFulcrumShared: insurance brokerageSPC 2023San FranciscoStartup →OtherCrusoeShared: roundStartup →
Companies closest to Decent
Company
Angle HealthShared: health insuranceYC W20ActiveOther
Eden CareShared: health insuranceYC S23ActiveDevtools
Prescience, Inc.Shared: health plan, health insurance, keepYC S26ActiveAI
KinroShared: insurance brokerage, smallYC X26ActiveOther
FulcrumShared: insurance brokerageSPC 2023Not statedAI
Crusoenot in a program hereShared: roundElsewhereOther

Adjacent

AIVantelShared: insurance brokerageYC W25StockholmStartup →AIFernstoneShared: insurance brokerageYC F25New York CityStartup →OtherAcquiredSavvyShared: health insuranceYC W20San FranciscoStartup →AIPantaShared: insurance brokerageYC W26San FranciscoStartup →OtherAcquiredNewfrontShared: insurance brokerage, costYC W18San FranciscoStartup →
Companies next to Decent
Company
VantelShared: insurance brokerageYC W25ActiveAI
FernstoneShared: insurance brokerageYC F25ActiveAI
SavvyShared: health insuranceYC W20AcquiredOther
PantaShared: insurance brokerageYC W26ActiveAI
NewfrontShared: insurance brokerage, costYC W18AcquiredOther

Also from F26 in AI

All of F26
AIAltair HealthStripe for medical billingYC F26AustinStartup →AIAnyAlphaThe agentic trading platformYC F26San FranciscoStartup →AIArchangel HealthInfra to make AI safe enough to practice medicineYC F26San FranciscoStartup →AIBlinkaBanking for US companies operating globallyYC F26San FranciscoStartup →AIDefiniteConnect operational data with finance to see what drives the numbers.YC F26San FranciscoStartup →AIElithiaAgents for the medical review behind every claimYC F26San FranciscoStartup →
Company
Altair HealthStripe for medical billingteam of 4ActiveAI
AnyAlphaThe agentic trading platformteam of 2ActiveAI
Archangel HealthInfra to make AI safe enough to practice medicineteam of 2ActiveAI
BlinkaBanking for US companies operating globallyActiveAI
DefiniteConnect operational data with finance to see what drives the numbers.team of 3ActiveAI
ElithiaAgents for the medical review behind every claimActiveAI

Founders

  • Nick SomanFounder/CEO
  • Andrew BudkerFounder/CTO

About Decent

Decent is a health insurance brokerage for small businesses. We compare every way to cover your team, show what each one costs, and then keep improving your plan all year. We're paid by insurance companies, so we're free to you.

YC batch
F26 · Fall 2026
Status, per YC
Active
Category
AI
Team size
2
Location
San Francisco, CA, USA
Founded
2026
Checked
7h ago

YC tags: Fintech, Health Tech, B2B, Health Insurance, AI

Changes seen

TagsOct 19, 2026

Newly tagged AI; no longer tagged Artificial Intelligence.

Source ↗
One-linerOct 5, 2026

Rewrote its one-liner; it read "Continuous optimization for employer health plans."

Source ↗
TagsOct 5, 2026

Newly tagged Artificial Intelligence; no longer tagged AIOps.

Source ↗

Decent in F26: 219 companies, 89% AI

LinkedIn

Decent: questions

Which YC batch was Decent in?

Decent was in Y Combinator's Fall 2026 batch (F26).

Is Decent still active?

Y Combinator lists Decent as active.

Who founded Decent?

Decent's founders, as listed on its YC page: Nick Soman (Founder/CEO), Andrew Budker (Founder/CTO).

Where is Decent based?

Decent lists San Francisco, CA, USA as its location on YC's directory.