Fernstone

YC F25 · Active · AI-native insurance brokerage.

Competitors

Companies closest to Fernstone
Company	Category	Status	Program
PantaShared: insurance brokerage, licensed broker, nativeActiveAI	AI	Active	YCW26
FulcrumShared: insurance brokerageNot statedAI	AI	Not stated	SPC2023
AcoliteShared: insurance brokerage, licensed broker, nativeActiveAI	AI	Active	YCX25
VantelShared: insurance brokerageActiveAI	AI	Active	YCW25
HarperShared: insurance brokerage, complex insurance, nativeActiveAI	AI	Active	YC +1W25

Adjacent

Companies next to Fernstone
Company	Category	Status	Program
CaseyShared: insurance brokerage, nativeActiveAI	AI	Active	YCF25
KinroShared: insurance brokerageActiveOther	Other	Active	YCX26
NewfrontShared: insurance brokerage, riskAcquiredOther	Other	Acquired	YCW18
MulliganShared: insurance brokerageAcquiredAI	AI	Acquired	YCW23
HedgeShared: insurance, native, brokerActiveAI	AI	Active	YCX26

Also from F25 in AI

All of F25

Company	Category	Status
AbsurdThe Creative OS for AI videoActiveAI	AI	Active
AirCapsThe AI copilot for in-person conversations.ActiveAI	AI	Active
AlderAI employees for finance, starting with accounts receivable.ActiveAI	AI	Active
Aleph LabAI language buddy in the games kids loveActiveAI	AI	Active
Allus AITransforming manufacturing with our next-gen Vision Foundation ModelActiveAI	AI	Active
AmikaInfra to build your own software factoryActiveAI, Devtools	AI, Devtools	Active

Founders

James ChenFounder/CEO
Bryant LeFounder/CTO

About Fernstone

Fernstone is an AI-native insurance brokerage: we combine AI with licensed brokers to obtain complex insurance faster, and at better terms. Today, we manage risk for 500+ businesses in construction, security, and the trades.

YC batch: F25 · Fall 2025
Status, per YC: Active
Category: AI
Team size: 5
Location: New York City, NY, USA
Founded: 2025
Checked: 32m ago

Fernstone in F25: 146 companies, 89% AI

Fernstone: questions

Which YC batch was Fernstone in?

Fernstone was in Y Combinator's Fall 2025 batch (F25).

Is Fernstone still active?

Y Combinator lists Fernstone as active.

Who founded Fernstone?

Fernstone's founders, as listed on its YC page: James Chen (Founder/CEO), Bryant Le (Founder/CTO).

Where is Fernstone based?

Fernstone lists New York City, NY, USA as its location on YC's directory.

Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.