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14,448 startups · 29 programs

Chestnut

Active · The first AI mortgage lender

9signal of 100 · rising 6
  • went through YCProgram · this site+4
  • team of 2Team size · YC's directory+2.5
  • hiringHiring · Titles (titles.fru.dev), YC+2

A sum of public facts, not a judgement and not investment advice.

Competitors

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Also from X25 in AI

All of X25

Founders

  • Spencer BrownFounder/CEO

About Chestnut

Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.

YC batch
X25 · Spring 2025
Status, per YC
Active
Category
AI
Team size
2
Location
San Francisco, CA, USA
Founded
2025
Checked
6h ago

YC tags: Fintech, Real Estate, Consumer, AI

Chestnut in X25: 144 companies, 90% AI

LinkedIn

Chestnut: questions

Which YC batch was Chestnut in?

Chestnut was in Y Combinator's Spring 2025 batch (X25).

Is Chestnut still active?

Y Combinator lists Chestnut as active.

Who founded Chestnut?

Chestnut's founders, as listed on its YC page: Spencer Brown (Founder/CEO).

Where is Chestnut based?

Chestnut lists San Francisco, CA, USA as its location on YC's directory.