IRBC
YC X25 · Active · AI-native financial institution for global businesses + agents.
Competitors
| Company | Category | Status | Program |
|---|---|---|---|
 PanaShared: neobank, global, stablecoinActiveOther | Other | Active | YCS22 |
 GlepShared: neobank, financial, nativeActiveAI | AI | Active | YCW22 |
 Kapital BankShared: credit card, neobank, globalActiveOther | Other | Active | YCW22 |
 ArcusShared: process payment, financial, banking and exchangeAcquiredOther | Other | Acquired | YCS13 |
 FAZZShared: credit card, neobank, paymentActiveOther | Other | Active | YCS17 |
Adjacent
| Company | Category | Status | Program |
|---|---|---|---|
 WallbitShared: neobank, global, banking and exchangeActiveOther | Other | Active | YCW23 |
 STARK BANKShared: neobankActiveOther | Other | Active | YCW20 |
 Bueno FinanceShared: credit card, neobank, buildingAcquiredOther | Other | Acquired | YCW21 |
 BlindPayShared: global payment, stablecoin, moneyActiveDevtools | Devtools | Active | YCW25 |
 MendelShared: spend, finance, banking and exchangeActiveOther | Other | Active | YCW21 |
Also from X25 in AI
All of X25
Founders
- Courtne MarlandFounder/CEO
- Henry KwonFounder/CTO
About IRBC
IRBC is a financial technology company building an AI-native financial institution for global businesses and their AI agents. We believe stablecoins are to finance what AI is to software. IRBC enables businesses across 160 countries to bank, earn yield, spend with Visa credit cards, make instant global payments, and process payments like a local. All powered by programmable money and accessible through chat interfaces and a CLI.
- YC batch
- X25 · Spring 2025
- Status, per YC
- Active
- Category
- AI
- Team size
- 3
- Location
- New York City, NY, USA
- Founded
- 2024
- Checked
- 1h ago
YC tags: Artificial Intelligence, Fintech, B2B, Neobank
IRBC: questions
Which YC batch was IRBC in?
IRBC was in Y Combinator's Spring 2025 batch (X25).
Is IRBC still active?
Y Combinator lists IRBC as active.
Who founded IRBC?
IRBC's founders, as listed on its YC page: Courtne Marland (Founder/CEO), Henry Kwon (Founder/CTO).
Where is IRBC based?
IRBC lists New York City, NY, USA as its location on YC's directory.
Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.