YC Neobank

50 companies · 39 active · 12% AI · most in W22 (15)

50 of 50 companies

Company	Category	Status	Program
GoldbridgeRamp for Real EstateActiveAI	AI	Active	YCF25
MunifyThe Cross-Border Neobank for the Middle EastActiveOther	Other	Active	YCS25
IRBCAI-native financial institution for global businesses + agents.ActiveAI	AI	Active	YCX25
KarooAI native consumer lending platform for underserved AmericansActiveAI	AI	Active	YCW25
LucibleCombined checking and investment accountActiveOther	Other	Active	YCS24
ClevaGlobal neobank for emerging marketsActiveOther	Other	Active	YCW24
PolarThe smarter way to manage USD earnings globallyActiveOther	Other	Active	YCW24
CobaDual Currency Accounts For LatAmActiveOther	Other	Active	YCS23
EnvelopeBudgeting app with built-in bankingActiveOther	Other	Active	YCS23
VaultPayDigital banking platform for the 30 million smartphone users in DRC.ActiveAI	AI	Active	YCS23
Shekel MobilityB2B marketplace for Auto Dealers in AfricaActiveOther	Other	Active	YCW23
TheyaThe world's simplest Bitcoin self-custody solutionActiveOther	Other	Active	YCW23
WallbitNeobank for global remote workersActiveOther	Other	Active	YCW23
AlmaGamified mobile banking app where people can win $1M every WednesdayInactiveOther	Other	Inactive	YCS22
BitstackAll things money, with better moneyActiveOther	Other	Active	YCS22
MonecoNeobank for African migrants in EuropeActiveOther	Other	Active	YCS22
nsaveTrusted $€£ accounts abroad for people from unstable economies.ActiveOther	Other	Active	YC +1S22
PanaA Global Bank on ChainActiveOther	Other	Active	YCS22
PingThe global neo-bank for contractors and freelancersActiveOther	Other	Active	YCS22
Pivo Technology IncDigital Bank for Freight Carriers in Africa.InactiveOther	Other	Inactive	YCS22
ArcBanking & Funding for StartupsAcquiredAI	AI	Acquired	YCW22
ArpariMultibank treasury managementActiveOther	Other	Active	YCW22
BoyaCorporate Expense cards and Spend management for businesses in AfricaActiveOther	Other	Active	YCW22
CarddaAll-in-one spend management for businesses in LatamActiveOther	Other	Active	YCW22
Elevate (formerly Bloom)US based USD accounts for non-US residentsActiveOther	Other	Active	YCW22
EmigreBanking in India for Indian expats (NRIs)InactiveOther	Other	Inactive	YCW22
GlepAI-Native Spend platform built for Real Estate businessesActiveAI	AI	Active	YCW22
GreyBanking services for remote workers and digital nomadsActiveOther	Other	Active	YCW22
Kapital BankEmpowering businesses to grow.ActiveOther	Other	Active	YCW22
MonoEmbedded finance infrastructure for LatAm enterprises.ActiveOther	Other	Active	YCW22
OrcaBanking for Gen Z, on steroids.ActiveOther	Other	Active	YCW22
Rank (formerly Moni)Group Financing for small businesses across Africa.ActiveOther	Other	Active	YCW22
SeisBanking 100% in Spanish for the 44 million US Spanish speakersInactiveOther	Other	Inactive	YCW22
TransfezBrex for small businesses in IndonesiaActiveOther	Other	Active	YCW22
WhizTransforming Finances, Maximizing Your Money Potential.InactiveOther	Other	Inactive	YCW22
Fingo AfricaA neobank for Africa's 500 million youthAcquiredOther	Other	Acquired	YCS21
InstaKinFinancial Platform for Migrant Families in AmericaActiveOther	Other	Active	YC +1S21
NexusNexus offers a unified checking and investment account.InactiveOther	Other	Inactive	YCS21
Bueno FinanceBuilding Chime for IndiaAcquiredOther	Other	Acquired	YCW21
Finary.comThe new wealth manager for EuropeActiveOther	Other	Active	YCW21
Z1Digital bank for teenagers in LatAm connected to prepaid cardActiveOther	Other	Active	YCW21
ZiinaA digital wallet for the Middle East & North AfricaActiveOther	Other	Active	YCW21
CapWayInclusive financial technology service provider.InactiveOther	Other	Inactive	YCS20
YottaSave money and win prizes up to $10m through weekly number draws.ActiveOther	Other	Active	YCS20
STARK BANKChallenger bank for enterprisesActiveOther	Other	Active	YCW20
Spring in AfricaInvesting in innovationActiveOther	Other	Active	YCW19
OxygenA leading digital bank in the US offering personal and business…ActiveOther	Other	Active	YCS18
AspireAll-in-one Finance OS for businessesActiveOther	Other	Active	YCW18
FAZZAll-in-one Finance for Every Southeast Asia BusinessActiveOther	Other	Active	YCS17
CheddarThe Best Mobile Checking AccountInactiveOther	Other	Inactive	YCS14

Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.

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