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14,448 startups · 29 programs

Kobalt Labs

Active · AI-powered risk and compliance for financial institutions

12signal of 100 · rising 4
  • team of 15Team size · YC's directory+6.2
  • went through YCProgram · this site+4
  • hiringHiring · Titles (titles.fru.dev), YC+2

A sum of public facts, not a judgement and not investment advice.

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All of S23

About Kobalt Labs

Kobalt Labs is the AI-native TPRM and compliance platform built for financial institutions. Kobalt eliminates the manual steps from third-party reviews of vendors and fintech partners by extracting critical evidence, identifying control gaps, and generating defensible risk analyses within minutes. Always synchronized with evolving federal and state regulations, Kobalt helps financial institutions improve consistency, accelerate review cycles, and strengthen risk management across ERM, compliance, information security, and third-party oversight. Used by banks (community, regionals, sponsor banks), credit unions, and fintechs.

YC batch
S23 · Summer 2023
Status, per YC
Active
Category
AI
Team size
15
Location
New York City, NY, USA
Checked
7h ago

YC tags: Banking as a Service, Fintech, Compliance, Neobank

Changes seen

Team sizeNov 9, 2026

Team went from 13 to 15 people.

StageNov 9, 2026

Stage changed from Growth to Early.

TagsNov 9, 2026

Newly tagged Compliance and Neobank.

Team sizeOct 19, 2026

Team went from 12 to 13 people.

Kobalt Labs in S23: 220 companies, 78% AI

Kobalt Labs: questions

Which YC batch was Kobalt Labs in?

Kobalt Labs was in Y Combinator's Summer 2023 batch (S23).

Is Kobalt Labs still active?

Y Combinator lists Kobalt Labs as active.

Where is Kobalt Labs based?

Kobalt Labs lists New York City, NY, USA as its location on YC's directory.