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Startups.

YC Banking as a Service

26 companies · 20 active · 27% AI · most in W22 (6)

Companies tagged Banking as a Service

26 of 26 companies

CompanyProgram
Kobalt LabsAI-powered risk and compliance for financial institutionsActiveAIYCS23
AnchorEmbedded finance platform for African businessesActiveDevtoolsYCS22
BridgecardCard issuer for AfricaInactiveDevtoolsYCS22
ArcBanking & Funding for StartupsAcquiredAIYCW22
NashAll in one finance platform for borderless businesses in AfricaActiveOtherYCW22
PayCaddySimplified Banking as a Service for LatamActiveOtherYCW22
Rank (formerly Moni)Group Financing for small businesses across Africa.ActiveOtherYCW22
ValariEmbedded finance platform for LatAm.InactiveDevtoolsYCW22
WibondAffirm for LATAMActiveOtherYCW22
IvellaBanking and savings products designed for couplesInactiveOtherYCS21
DayraData-driven embedded Financial Services for Gig WorkersActiveOtherYCW21
NextPayThe digital bank for small businesses in the Philippines.ActiveOtherYCW21
DecentroAPI Platform for Banking Integrations (Plaid for India and APAC)ActiveDevtoolsYCS20
BeGoBeGo Connects cargo shippers with truck suppliers in Mexico and USActiveAIYCW20
JenfiJenfi provides revenue-based financing for digital businesses in AsiaActiveOtherYCW20
ParkerParker is a digital bank.InactiveOtherYCW19
VertoCross-Border Payments and FX SimplifiedActiveDevtoolsYCW19
OWNYAI driven payment rails for emerging market banks.ActiveAIYCS18
Treasury PrimeEmbedded banking software platform and marketplaceActiveDevtoolsYCW18
PrelimBuild better bankingActiveOtherYCS17
tpagaFirst financial Superapp of Latin AmericaActiveOtherYCS17
AellaDiversified credit infrastructure powering payments across Africa.ActiveAIYC +1W17
Sandbox BankingLow-code integration platform for bankingAcquiredOtherYCW17
BankjoyAn end-to-end digital banking solution for banks and credit unionsActiveAIYCW15
RazorpayIndia's only full-stack financial solutions company for businesses.ActiveAIYCW15
StripeEconomic infrastructure for the internet.ActiveOtherYC +1S09

About Banking as a Service

Companies per batch

Banking as a Service companies per YC batch
S05: 0W06: 0S06: 0W07: 0S07: 0W08: 02008S08: 0W09: 0S09: 1W10: 0S10: 0W11: 0S11: 0W12: 02012S12: 0W13: 0S13: 0W14: 0S14: 0W15: 2S15: 0W16: 02016S16: 0W17: 2S17: 2W18: 1S18: 1W19: 2S19: 0W20: 22020S20: 1W21: 2S21: 1W22: 6S22: 2W23: 0S23: 1W24: 02024S24: 0F24: 0W25: 0X25: 0S25: 0F25: 0W26: 0X26: 0S26: 0F26: 0F26

Nearby spaces: Fintech 25, API 6, Payments 4, Neobank 2, FinOps 1, Cashierless Checkout 1, Consumer Finance 1, Crypto / Web3 1, India 1

Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.

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