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14,448 startups · 29 programs

OWNY

Active · AI driven payment rails for emerging market banks.

WebsiteYC profile

Why it ranks

How the rank works
12signal of 100 · rising 2
  • team of 15Team size · YC's directory+6.2
  • went through YCProgram · this site+4
  • hiringHiring · Titles (titles.fru.dev), YC+2

A sum of public facts, not a judgement and not investment advice.

Competitors

AIParitiShared: emerging market500 Global GA 27KenyaStartup →OtherClevaShared: global payment, emerging market, crypto / web3YC W24San FranciscoStartup →AIXDC AIShared: payment rail, givePlug and PlayUnited Arab EmiratesStartup →AIPionero AIShared: emerging market, bankPlug and PlayUnited StatesStartup →Developer toolsVertoShared: emerging market, banking as a service, paymentYC W19LondonStartup →
Companies closest to OWNY
Company
ParitiShared: emerging market500 Global GA 27Not statedAI
ClevaShared: global payment, emerging market, crypto / web3YC W24ActiveOther
XDC AIShared: payment rail, givePlug and Play Not statedAI, Devtools
Pionero AIShared: emerging market, bankPlug and Play Not statedAI
VertoShared: emerging market, banking as a service, paymentYC W19ActiveDevtools

Adjacent

OtherNALAShared: payment rail, emerging marketYC W19New York CityStartup →OtherWazaShared: global payment, emerging market, accessYC W23LagosStartup →OtherInfiniaShared: payment rail, emerging market, bankYC W23MontevideoStartup →OtherPaismoShared: emerging marketAntler 2022Enterprise Software & SaaSStartup →OtherFamasi AfricaShared: emerging marketGoogle AI First Africa 2023NigeriaStartup →
Companies next to OWNY
Company
NALAShared: payment rail, emerging marketYC W19ActiveOther
WazaShared: global payment, emerging market, accessYC W23ActiveOther
InfiniaShared: payment rail, emerging market, bankYC W23ActiveOther
PaismoShared: emerging marketAntler 2022Not statedOther
Famasi AfricaShared: emerging marketGoogle AI First Africa 2023Not statedOther

Also from S18 in AI

All of S18
AIInscribeAI Document Fraud Detection for Banks, Credit Unions & LendersYC S18San FranciscoStartup →AIProdigalLending Intelligence SoftwareYC S18San FranciscoStartup →AITitanTitan is an award-winning wealth manager with a mission to increase…YC S18New York CityStartup →AI64x BioEnabling next generation medicines. A comprehensive platform and…YC S18San FranciscoStartup →AIActiveloopDatabase for AIYC S18San FranciscoStartup →AIAestheticYour AI-powered creative apprentice 🪄YC S18New York CityStartup →
Company
InscribeAI Document Fraud Detection for Banks, Credit Unions & Lendersteam of 35hiringActiveAI, Devtools
ProdigalLending Intelligence Softwareteam of 99hiringActiveAI
TitanTitan is an award-winning wealth manager with a mission to increase…team of 402 programsActiveAI
64x BioEnabling next generation medicines. A comprehensive platform and…team of 25ActiveAI
ActiveloopDatabase for AIteam of 15hiringActiveAI, Devtools
AestheticYour AI-powered creative apprentice 🪄team of 4ActiveAI, Devtools

About OWNY

OWNY gives emerging-market banks a more efficient access to global payment rails.

YC batch
S18 · Summer 2018
Status, per YC
Active
Category
AI
Team size
15
Location
San Francisco, CA, USA
Checked
13h ago

YC tags: Banking as a Service, Fintech, Crypto / Web3, AI

Changes seen

TagsOct 19, 2026

Newly tagged AI; no longer tagged Artificial Intelligence.

Source ↗
HiringOct 8, 2026

Started hiring.

Source ↗

OWNY in S18: 131 companies, 29% AI

OWNY: questions

Which YC batch was OWNY in?

OWNY was in Y Combinator's Summer 2018 batch (S18).

Is OWNY still active?

Y Combinator lists OWNY as active.

Where is OWNY based?

OWNY lists San Francisco, CA, USA as its location on YC's directory.