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YC Payments

190 companies · 152 active · 15% AI · most in W22 (18)

Companies tagged Payments

Showing 100 of 190 companies

CompanyProgram
Uno WalletThe AI mobile wallet that replaces Apple PayActiveAI, DevtoolsYCX26
GradeAPI for performance-based payrollActiveAIYCW26
RuvoThe Global Dollar App for BrazilActiveOtherYCS25
BlindPayStablecoin API for global paymentsActiveDevtoolsYCW25
InfiniteGlobal B2B Stablecoin ProcessorActiveDevtoolsYCW25
CharmCharm is the universal payments app — send money to anyone.ActiveOtherYCF24
BlazeAgentic Finance for your Life and BusinessActiveAIYCS24
FuseAI-powered workflow automation for US healthcare providers.ActiveAIYCS24
MoretaPayments made easy for international travelers.ActiveOtherYCS24
RentFlowThe AI infrastructure for cash-flow-aligned business rentActiveAIYCS24
SimplifiSimpliFi is on a mission to democratize payments by building the leading Cards as a Service (CaaS) platform for MENA and Pakistan.Not statedOther500 Global2024
ConsulThe Stablecoin Payouts PlatformAcquiredOtherYCW24
InfinityBusiness banking for cross-border SMBs & StartupsActiveOtherYCW24
MidenCard issuer processor and banking stack for businesses in Sub-…ActiveDevtoolsYCW24
The New Money CompanyInvoicing that pays you even if your buyer doesn’tActiveOtherYCW24
Bretton AIAI-native operations for the banksActiveAIYCS23
Capi MoneyHelping businesses in emerging markets make pay their international…ActiveOtherYCS23
CheqUPIIndia's first UPI wallet for foreign nationals and NRIsAcquiredOtherYCS23
DisputeNinjaAutomate your chargebacks with AI agentsActiveAIYCS23
Line.BuildIncentives and financing for energy efficiency upgradesInactiveOtherYCS23
SlickerRecover payment failures and maximize subscription RevenueActiveAIYCS23
VaultPayDigital banking platform for the 30 million smartphone users in DRC.ActiveAIYCS23
BayaPay SdnProvider of a smart fuel fleet payment & fleet management platform intended to help commercial vehicle owners deter fraud, save cost, and digitize fleet management.Not statedOther500 Global2023
BonparaBonpara is the all-in-one monetization platform where creators and livestreamers turn their audience into a business.Not statedOther500 Global2023
EpointDeveloper of an online payment platform designed to offer businesses a secure way to accept payments.Not statedOther500 Global2023
OenDeveloper of a unified payment platform designed for nonprofits, campaigns, and organizations.Not statedOther500 Global2023
PostexDeveloper of fintech and logistics platform designed to offer cash on delivery and online payment options to online retailers.Not statedOther500 Global2023
Text'n Pay MeDeveloper of a payment application designed to turn any text or voice command to make payments.Not statedOther500 Global2023
UniSubDeveloper of recurring crypto payment platform designed to allow people to avail subscriptions through crypto.Not statedOther500 Global2023
AlaanModern finance platform for the Middle EastActiveAIYCW23
BujetiThe Finance Control Centre for African BusinessesActiveOtherYCW23
Corgi LabsAI to increase payment acceptance and reduce fraud for businessesActiveAI, DataYCW23
inBuildWorkflow Automation for Construction FinanceActiveAIYCW23
InfiniaMove money programmaticallyActiveOtherYCW23
KoyweCrypto On and Off Ramp for LatamActiveOtherYCW23
MilioB2B-2C real-time account to account paymentsActiveOtherYCW23
OneTextFrictionless payments via SMSActiveOtherYCW23
PalommaAI & financial services for real estate in LatAm, starting by rentActiveAIYCW23
PoloTabRestaurant software that actually worksActiveDataYCW23
SpecCheckUnifying how the optical industry does business.ActiveDevtoolsYCW23
VendoraAll-in-One Software for the $1T Grocery IndustryActiveAIYCW23
WazaB2B payments platform for emerging markets.ActiveOtherYCW23
AlmaGamified mobile banking app where people can win $1M every WednesdayInactiveOtherYCS22
AnchorEmbedded finance platform for African businessesActiveDevtoolsYCS22
BlueHill PaymentsClient management, communication, and projects in one platform.ActiveOtherYCS22
BridgecardCard issuer for AfricaInactiveDevtoolsYCS22
ChariotA payment network connecting nonprofits to the $326B in DAFsActiveOtherYCS22
CODEXAThe AI-native financial platform for enterprisesActiveAIYCS22
eradNon-dilutive funding and payments in the Middle EastActiveOtherYC +1S22
FlyCodeRecover failed subscription payments to increase retention and LTVActiveAIYCS22
PayfuraGlobal payment gateway to buy/sell cryptoInactiveOtherYCS22
PingThe global neo-bank for contractors and freelancersActiveOtherYCS22
Pivo Technology IncDigital Bank for Freight Carriers in Africa.InactiveOtherYCS22
PrimeVaultInfrastructure powering stablecoin and digital financeActiveDevtoolsYCS22
RioLATAM’s largest stablecoin FX and liquidity providerActiveOtherYCS22
SunlightThe intelligence and execution layer for agentic B2B card payments.ActiveAI, DevtoolsYCS22
Tank PaymentsModern financial infrastructure for the trucking industry.ActiveOtherYCS22
AutopassProvider of a cloud-based fintech SaaS (Software as a service) platform designed to offer end-to-end solutions for operators such as parking lots, gas stations, and charging spots.Not statedOther500 GlobalGA 30
EdfaPayDeveloper of a financial platform designed to provide smart and efficient payment services.Not statedOther500 Global2022
FawaterakDeveloper of an online invoicing platform intended to help freelancers and micro and small businesses with online payments.Not statedOther500 Global2022
FlexDeveloper of a spend management platform designed to help small and medium-sized enterprises to manage and track expenses.Not statedOther500 Global2022
LoopayLoopay is the sovereign financial infrastructure that connects fiat and stablecoin rails, enabling businesses to collect, move, manage and settle money across borders from a single account with a TPV of 1B USD in Latam and US.Not statedOther500 GlobalLucha 15
trycherry.aiWe've created an AI solution that help companies to be compliant in taxes on the countries where they have operations.Not statedAI500 Global2022
ArpariMultibank treasury managementActiveOtherYCW22
BoyaCorporate Expense cards and Spend management for businesses in AfricaActiveOtherYCW22
CarddaAll-in-one spend management for businesses in LatamActiveOtherYCW22
CypherCrypto Neo-Bank (WhatsApp moment for bank accounts)AcquiredOtherYCW22
Eazipay Inc.Eazipay powers effortless payroll and financial access in Africa.ActiveOtherYCW22
Elevate (formerly Bloom)US based USD accounts for non-US residentsActiveOtherYCW22
GIMOWe help underbanked workers get paid before paydayActiveOtherYCW22
Kapital BankEmpowering businesses to grow.ActiveOtherYCW22
MonoEmbedded finance infrastructure for LatAm enterprises.ActiveOtherYCW22
PartnaUnlock African paymentsActiveOtherYCW22
PayCrunchCredit Card for college students based on UPI.ActiveOtherYCW22
PokoSeamless Fiat Payments for Web3ActiveDevtoolsYCW22
RebillFinancial infrastructure for the AmericasActiveAIYCW22
SpadeSpade is the data and AI platform for modern finance.ActiveAI, DataYCW22
Top RoadPayments & analytics for apps in the OpenAI GPT StoreActiveAI, DataYCW22
Touch and Pay Technologies LimitedDigitizing and processing Microtransactions in AfricaActiveOtherYCW22
VendyVendy is a marketplace on WhatsAppActiveOtherYCW22
WhizTransforming Finances, Maximizing Your Money Potential.InactiveOtherYCW22
BlixoAccounts receivable automation to help companies get paid fasterActiveOtherYCS21
Dots 💸Developer friendly drop in payouts infrastructureActiveDevtoolsYCS21
ForagePayments powering peopleActiveOtherYCS21
FormanceOpen Source Infrastructure for the Financial InternetActiveDevtoolsYCS21
HitPayFull-stack payments infrastructure for growing APAC businessesActiveOtherYCS21
Hive HealthSimplified digital health insurance for Filipino SMBsActiveOtherYCS21
HyperSell memberships to your Discord serverAcquiredOtherYCS21
LevroMulticurrency account & international payments for businessesActiveOtherYCS21
MalgaMalga is an API to accept payments with multiple payment providersActiveOtherYCS21
NomodThe UAE’s leading small business payments platformActiveOtherYCS21
SlopeThe B2B Payments PlatformActiveAIYCS21
SuperwallSubscription infrastructure & paywall experimentation for mobile appsActiveAI, DevtoolsYCS21
TokuAccount Receivables Platform for Latin American EnterprisesActiveOtherYCS21
TrussBanking for constructionActiveOtherYCS21
Sanad CashDeveloper of an all-in-one spending management platform intended to track all spending from one single dashboard.Not statedOther500 GlobalMena 1
ShipCashDeveloper of a digital platform designed to help e-commerce sellers receive payments instantly for cash on delivery orders.Not statedOther500 GlobalMena 1
StitchOperator of a financial API platform intended to securely link bank accounts with a lightweight single sign-on experience.Not statedOther500 Global2021
AtratoEnabling consumers split the cost of purchases without a credit cardActiveOtherYCW21
CheqoutMobile ordering & payments for Brick & MortarsInactiveOtherYCW21

About Payments

Companies per batch

Payments companies per YC batch
S05: 0W06: 0S06: 0W07: 0S07: 0W08: 12008S08: 0W09: 0S09: 0W10: 0S10: 0W11: 3S11: 1W12: 22012S12: 0W13: 2S13: 2W14: 1S14: 3W15: 4S15: 2W16: 22016S16: 1W17: 2S17: 4W18: 2S18: 2W19: 8S19: 4W20: 32020S20: 6W21: 9S21: 14W22: 18S22: 15W23: 13S23: 7W24: 42024S24: 4F24: 1W25: 2X25: 0S25: 1F25: 0W26: 1X26: 1S26: 0F26: 0F26

Nearby spaces: Fintech 113, Neobank 16, API 13, Crypto / Web3 12, Consumer 9, Developer Tools 6, India 6, E-commerce 6, Construction 5, FinOps 5

Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.

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