YC Payments

192 companies · 152 active · 16% AI · most in W22 (19)

Uno WalletThe AI mobile wallet that replaces Apple PayYC X26San FranciscoStartup →AI

End CloseAI powered reconciliation for high-volume payments companiesYC W26Startup →AI

GradeAPI for performance-based payrollYC W26San FranciscoStartup →Other

RuvoThe Global Dollar App for BrazilYC S25São PauloStartup →Developer tools

BlindPayStablecoin API for global paymentsYC W25San FranciscoStartup →Developer tools

InfiniteGlobal B2B Stablecoin ProcessorYC W25San FranciscoStartup →Other

CharmCharm is the universal payments app, send money to anyone.YC F24New York CityStartup →AI

BlazeAgentic Finance for your Life and BusinessYC S24RemoteStartup →AI

FuseAI-powered workflow automation for US healthcare providers.YC S24LondonStartup →Other

MoretaPayments made easy for international travelers.YC S24San FranciscoStartup →AI

RentFlowThe AI infrastructure for cash-flow-aligned business rentYC S24MiamiStartup →Other

SimplifiSimpliFi is on a mission to democratize payments by building the leading Cards as a Service (CaaS) platform for MENA and Pakistan.500 Global 2024United Arab EmiratesStartup →OtherAcquired

ConsulThe Stablecoin Payouts PlatformYC W24New York CityStartup →Other

InfinityBusiness banking for cross-border SMBs & StartupsYC W24BengaluruStartup →Developer tools

MidenCard issuer processor and banking stack for businesses in Sub-…YC W24RotherhamStartup →Other

The New Money CompanyInvoicing that pays you even if your buyer doesn’tYC W24San FranciscoStartup →AI

Bretton AIAI-native operations for the banksYC S23San FranciscoStartup →Other

Capi MoneyHelping businesses in emerging markets make pay their international…YC S23LondonStartup →OtherAcquired

CheqUPIIndia's first UPI wallet for foreign nationals and NRIsYC S23BengaluruStartup →AI

DisputeNinjaAutomate your chargebacks with AI agentsYC S23San FranciscoStartup →OtherInactive

Line.BuildIncentives and financing for energy efficiency upgradesYC S23San FranciscoStartup →AI

SlickerRecover payment failures and maximize subscription RevenueYC S23LondonStartup →AI

VaultPayDigital banking platform for the 30 million smartphone users in DRC.YC S23KinshasaStartup →Other

BayaPay SdnProvider of a smart fuel fleet payment & fleet management platform intended to help commercial vehicle owners deter fraud, save cost, and digitize fleet management.500 Global 2023MalaysiaStartup →Other

BonparaBonpara is the all-in-one monetization platform where creators and livestreamers turn their audience into a business.500 Global 2023AzerbaijanStartup →Other

EpointDeveloper of an online payment platform designed to offer businesses a secure way to accept payments.500 Global 2023AzerbaijanStartup →Other

OenDeveloper of a unified payment platform designed for nonprofits, campaigns, and organizations.500 Global 2023TaiwanStartup →Other

PostexDeveloper of fintech and logistics platform designed to offer cash on delivery and online payment options to online retailers.500 Global 2023PakistanStartup →Other

Text'n Pay MeDeveloper of a payment application designed to turn any text or voice command to make payments.500 Global 2023ArmeniaStartup →Other

UniSubDeveloper of recurring crypto payment platform designed to allow people to avail subscriptions through crypto.500 Global 2023GeorgiaStartup →AI

AlaanAi-native finance platform for the Middle EastYC W23DubaiStartup →Other

BujetiThe Finance Control Centre for African BusinessesYC W23ParisStartup →AI

Corgi LabsAI to increase payment acceptance and reduce fraud for businessesYC W23SingaporeStartup →AI

inBuildWorkflow Automation for Construction FinanceYC W23WilmingtonStartup →Other

InfiniaMove money programmatically - built for developersYC W23MontevideoStartup →Other

KoyweCrypto On and Off Ramp for LatamYC W23MiamiStartup →Other

MilioB2B-2C real-time account to account paymentsYC W23BogotáStartup →Other

OneTextFrictionless payments via SMSYC W23San FranciscoStartup →AI

PalommaAI & financial services for real estate in LatAm, starting by rentYC W23MedellínStartup →Data

PoloTabRestaurant software that actually worksYC W23Mexico CityStartup →Developer tools

SpecCheckUnifying how the optical industry does business.YC W23Los AngelesStartup →AI

VendoraAll-in-One Software for the $1T Grocery IndustryYC W23New York CityStartup →Other

WazaB2B payments platform for emerging markets.YC W23LagosStartup →OtherInactive

AlmaGamified mobile banking app where people can win $1M every WednesdayYC S22SeattleStartup →Developer tools

AnchorEmbedded finance platform for African businessesYC S22LagosStartup →Other

BlueHill PaymentsClient management, communication, and projects in one platform.YC S22ChicagoStartup →Developer toolsInactive

BridgecardCard issuer for AfricaYC S22LagosStartup →Other

ChariotA payment network connecting nonprofits to the $326B in DAFsYC S22New York CityStartup →AI

CODEXAThe AI-native financial platform for enterprisesYC S22ManausStartup →Other

eradNon-dilutive funding and payments in the Middle EastYC S22RiyadhStartup →AI

FlyCodeRecover failed subscription payments to increase retention and LTVYC S22BostonStartup →OtherInactivePayfuraGlobal payment gateway to buy/sell cryptoYC S22Delaware CityStartup →Other

PingThe global neo-bank for contractors and freelancersYC S22Buenos AiresStartup →OtherInactive

Pivo Technology IncDigital Bank for Freight Carriers in Africa.YC S22LagosStartup →Developer tools

PrimeVaultInfrastructure powering stablecoin and digital financeYC S22BengaluruStartup →Other

RioLATAM’s largest stablecoin FX and liquidity providerYC S22Mexico CityStartup →AI

SunlightThe intelligence and execution layer for agentic B2B card payments.YC S22New York CityStartup →Other

Tank PaymentsModern financial infrastructure for the trucking industry.YC S22AustinStartup →Other

AutopassProvider of a cloud-based fintech SaaS (Software as a service) platform designed to offer end-to-end solutions for operators such as parking lots, gas stations, and charging spots.500 Global GA 30TaiwanStartup →Other

EdfaPayDeveloper of a financial platform designed to provide smart and efficient payment services.500 Global 2022Saudi ArabiaStartup →Other

FawaterakDeveloper of an online invoicing platform intended to help freelancers and micro and small businesses with online payments.500 Global 2022EgyptStartup →Other

FlexDeveloper of a spend management platform designed to help small and medium-sized enterprises to manage and track expenses.500 Global 2022NigeriaStartup →Other

LoopayLoopay is the sovereign financial infrastructure that connects fiat and stablecoin rails, enabling businesses to collect, move, manage and settle money across borders from a single account with a TPV of 1B USD in Latam and US.500 Global Lucha 15ColombiaStartup →AI

trycherry.aiWe've created an AI solution that help companies to be compliant in taxes on the countries where they have operations.500 Global 2022MexicoStartup →Other

ArpariMultibank treasury managementYC W22New York CityStartup →Other

BoyaCorporate Expense cards and Spend management for businesses in AfricaYC W22NairobiStartup →Other

CarddaAll-in-one spend management for businesses in LatamYC W22SantiagoStartup →OtherAcquired

CypherCrypto Neo-Bank (WhatsApp moment for bank accounts)YC W22San FranciscoStartup →AI

Drama DramaMonetization platform for AI characters and dramasYC W22New York CityStartup →Other

Eazipay Inc.Eazipay powers effortless payroll and financial access in Africa.YC W22LagosStartup →Other

Elevate (formerly Bloom)US based USD accounts for non-US residentsYC W22DubaiStartup →Other

GIMOWe help underbanked workers get paid before paydayYC W22HanoiStartup →Other

Kapital BankEmpowering businesses to grow.YC W22Mexico CityStartup →Other

MonoEmbedded finance infrastructure for LatAm enterprises.YC W22BogotáStartup →Other

PartnaUnlock African paymentsYC W22WilmingtonStartup →Other

PayCrunchCredit Card for college students based on UPI.YC W22BengaluruStartup →Developer tools

PokoSeamless Fiat Payments for Web3YC W22SingaporeStartup →AI

RebillFinancial infrastructure for the AmericasYC W22Buenos AiresStartup →AI

SpadeSpade is the data and AI platform for modern finance.YC W22New York CityStartup →AI

Top RoadPayments & analytics for apps in the OpenAI GPT StoreYC W22SydneyStartup →Other

Touch and Pay Technologies LimitedDigitizing and processing Microtransactions in AfricaYC W22LagosStartup →Other

VendyVendy is a marketplace on WhatsAppYC W22LagosStartup →OtherInactive

WhizTransforming Finances, Maximizing Your Money Potential.YC W22JakartaStartup →Other

BlixoAccounts receivable automation to help companies get paid fasterYC S21MiamiStartup →Developer tools

Dots 💸Developer friendly drop in payouts infrastructureYC S21San FranciscoStartup →Other

ForagePayments powering peopleYC S21San FranciscoStartup →Developer tools

FormanceOpen Source Infrastructure for the Financial InternetYC S21ParisStartup →Other

HitPayFull-stack payments infrastructure for growing APAC businessesYC S21SingaporeStartup →Other

Hive HealthSimplified digital health insurance for Filipino SMBsYC S21ManilaStartup →OtherAcquired

HyperSell memberships to your Discord serverYC S21San FranciscoStartup →Other

LevroMulticurrency account & international payments for businessesYC S21San FranciscoStartup →Other

MalgaMalga is an API to accept payments with multiple payment providersYC S21Rio de JaneiroStartup →Other

NomodThe UAE’s leading small business payments platformYC S21DubaiStartup →AI

SlopeThe B2B Payments PlatformYC S21San FranciscoStartup →AI

SuperwallSubscription infrastructure & paywall experimentation for mobile appsYC S21New York CityStartup →Other

TokuAccount Receivables Platform for Latin American EnterprisesYC S21SantiagoStartup →Other

TrussTruss is a banking and payments network for blue-collar trades.YC S21San FranciscoStartup →Other

Sanad CashDeveloper of an all-in-one spending management platform intended to track all spending from one single dashboard.500 Global Mena 1Saudi ArabiaStartup →Other

ShipCashDeveloper of a digital platform designed to help e-commerce sellers receive payments instantly for cash on delivery orders.500 Global Mena 1JordanStartup →Other

StitchOperator of a financial API platform intended to securely link bank accounts with a lightweight single sign-on experience.500 Global 2021South AfricaStartup →

Company	Category	Status	Program
Uno WalletThe AI mobile wallet that replaces Apple Payteam of 2hiringYC X26ActiveAI, Devtools	AI, Devtools	Active	YCX26
End CloseAI powered reconciliation for high-volume payments companiesteam of 2YC W26ActiveAI	AI	Active	YCW26
GradeAPI for performance-based payrollteam of 2YC W26ActiveAI	AI	Active	YCW26
RuvoThe Global Dollar App for Brazilteam of 11YC S25ActiveOther	Other	Active	YCS25
BlindPayStablecoin API for global paymentsteam of 9YC W25ActiveDevtools	Devtools	Active	YCW25
InfiniteGlobal B2B Stablecoin Processorteam of 4hiringYC W25ActiveDevtools	Devtools	Active	YCW25
CharmCharm is the universal payments app, send money to anyone.YC F24ActiveOther	Other	Active	YCF24
BlazeAgentic Finance for your Life and Businessteam of 5hiringYC S24ActiveAI	AI	Active	YCS24
FuseAI-powered workflow automation for US healthcare providers.team of 3YC S24ActiveAI	AI	Active	YCS24
MoretaPayments made easy for international travelers.team of 4YC S24ActiveOther	Other	Active	YCS24
RentFlowThe AI infrastructure for cash-flow-aligned business rentteam of 3YC S24ActiveAI	AI	Active	YCS24
SimplifiSimpliFi is on a mission to democratize payments by building the leading Cards as a Service (CaaS) platform for MENA and Pakistan.500 Global 2024Not statedOther	Other	Not stated	500 Global2024
ConsulThe Stablecoin Payouts Platformacquiredteam of 2YC W24AcquiredOther	Other	Acquired	YCW24
InfinityBusiness banking for cross-border SMBs & Startupsteam of 15hiringYC W24ActiveOther	Other	Active	YCW24
MidenCard issuer processor and banking stack for businesses in Sub-…team of 19YC W24ActiveDevtools	Devtools	Active	YCW24
The New Money CompanyInvoicing that pays you even if your buyer doesn’tteam of 4YC W24ActiveOther	Other	Active	YCW24
Bretton AIAI-native operations for the banksteam of 34hiringYC S23ActiveAI	AI	Active	YCS23
Capi MoneyHelping businesses in emerging markets make pay their international…team of 40hiringYC S23ActiveOther	Other	Active	YCS23
CheqUPIIndia's first UPI wallet for foreign nationals and NRIsteam of 15acquiredYC S23AcquiredOther	Other	Acquired	YCS23
DisputeNinjaAutomate your chargebacks with AI agentsteam of 2YC S23ActiveAI	AI	Active	YCS23
Line.BuildIncentives and financing for energy efficiency upgradesteam of 3YC S23InactiveOther	Other	Inactive	YCS23
SlickerRecover payment failures and maximize subscription Revenueteam of 2YC S23ActiveAI	AI	Active	YCS23
VaultPayDigital banking platform for the 30 million smartphone users in DRC.team of 2YC S23ActiveAI	AI	Active	YCS23
BayaPay SdnProvider of a smart fuel fleet payment & fleet management platform intended to help commercial vehicle owners deter fraud, save cost, and digitize fleet management.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
BonparaBonpara is the all-in-one monetization platform where creators and livestreamers turn their audience into a business.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
EpointDeveloper of an online payment platform designed to offer businesses a secure way to accept payments.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
OenDeveloper of a unified payment platform designed for nonprofits, campaigns, and organizations.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
PostexDeveloper of fintech and logistics platform designed to offer cash on delivery and online payment options to online retailers.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
Text'n Pay MeDeveloper of a payment application designed to turn any text or voice command to make payments.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
UniSubDeveloper of recurring crypto payment platform designed to allow people to avail subscriptions through crypto.500 Global 2023Not statedOther	Other	Not stated	500 Global2023
AlaanAi-native finance platform for the Middle Eastteam of 250hiringYC W23ActiveAI	AI	Active	YCW23
BujetiThe Finance Control Centre for African Businessesteam of 35YC W23ActiveOther	Other	Active	YCW23
Corgi LabsAI to increase payment acceptance and reduce fraud for businessesteam of 3YC W23ActiveAI, Data	AI, Data	Active	YCW23
inBuildWorkflow Automation for Construction Financeteam of 12hiringYC W23ActiveAI	AI	Active	YCW23
InfiniaMove money programmatically - built for developersteam of 28YC W23ActiveOther	Other	Active	YCW23
KoyweCrypto On and Off Ramp for Latamteam of 7YC W23ActiveOther	Other	Active	YCW23
MilioB2B-2C real-time account to account paymentsteam of 16YC W23ActiveOther	Other	Active	YCW23
OneTextFrictionless payments via SMSteam of 6YC W23ActiveOther	Other	Active	YCW23
PalommaAI & financial services for real estate in LatAm, starting by rentteam of 8YC W23ActiveAI	AI	Active	YCW23
PoloTabRestaurant software that actually worksteam of 18hiringYC W23ActiveData	Data	Active	YCW23
SpecCheckUnifying how the optical industry does business.team of 5YC W23ActiveDevtools	Devtools	Active	YCW23
VendoraAll-in-One Software for the $1T Grocery Industryteam of 4hiringYC W23ActiveAI	AI	Active	YCW23
WazaB2B payments platform for emerging markets.team of 28YC W23ActiveOther	Other	Active	YCW23
AlmaGamified mobile banking app where people can win $1M every WednesdayYC S22InactiveOther	Other	Inactive	YCS22
AnchorEmbedded finance platform for African businessesteam of 8YC S22ActiveDevtools	Devtools	Active	YCS22
BlueHill PaymentsClient management, communication, and projects in one platform.team of 2hiringYC S22ActiveOther	Other	Active	YCS22
BridgecardCard issuer for Africateam of 5YC S22InactiveDevtools	Devtools	Inactive	YCS22
ChariotA payment network connecting nonprofits to the $326B in DAFsteam of 24hiringYC S22ActiveOther	Other	Active	YCS22
CODEXAThe AI-native financial platform for enterprisesteam of 38YC S22ActiveAI	AI	Active	YCS22
eradNon-dilutive funding and payments in the Middle Eastteam of 52 programsYC S22 +1ActiveOther	Other	Active	YC +1S22
FlyCodeRecover failed subscription payments to increase retention and LTVteam of 7YC S22ActiveAI	AI	Active	YCS22
PayfuraGlobal payment gateway to buy/sell cryptoteam of 2YC S22InactiveOther	Other	Inactive	YCS22
PingThe global neo-bank for contractors and freelancersteam of 20YC S22ActiveOther	Other	Active	YCS22
Pivo Technology IncDigital Bank for Freight Carriers in Africa.team of 11YC S22InactiveOther	Other	Inactive	YCS22
PrimeVaultInfrastructure powering stablecoin and digital financeteam of 11hiringYC S22ActiveDevtools	Devtools	Active	YCS22
RioLATAM’s largest stablecoin FX and liquidity providerteam of 10YC S22ActiveOther	Other	Active	YCS22
SunlightThe intelligence and execution layer for agentic B2B card payments.team of 6YC S22ActiveAI, Devtools	AI, Devtools	Active	YCS22
Tank PaymentsModern financial infrastructure for the trucking industry.team of 10hiringYC S22ActiveOther	Other	Active	YCS22
AutopassProvider of a cloud-based fintech SaaS (Software as a service) platform designed to offer end-to-end solutions for operators such as parking lots, gas stations, and charging spots.500 Global GA 30Not statedOther	Other	Not stated	500 GlobalGA 30
EdfaPayDeveloper of a financial platform designed to provide smart and efficient payment services.500 Global 2022Not statedOther	Other	Not stated	500 Global2022
FawaterakDeveloper of an online invoicing platform intended to help freelancers and micro and small businesses with online payments.500 Global 2022Not statedOther	Other	Not stated	500 Global2022
FlexDeveloper of a spend management platform designed to help small and medium-sized enterprises to manage and track expenses.500 Global 2022Not statedOther	Other	Not stated	500 Global2022
LoopayLoopay is the sovereign financial infrastructure that connects fiat and stablecoin rails, enabling businesses to collect, move, manage and settle money across borders from a single account with a TPV of 1B USD in Latam and US.500 Global Lucha 15Not statedOther	Other	Not stated	500 GlobalLucha 15
trycherry.aiWe've created an AI solution that help companies to be compliant in taxes on the countries where they have operations.500 Global 2022Not statedAI	AI	Not stated	500 Global2022
ArpariMultibank treasury managementteam of 6hiringYC W22ActiveOther	Other	Active	YCW22
BoyaCorporate Expense cards and Spend management for businesses in Africateam of 9YC W22ActiveOther	Other	Active	YCW22
CarddaAll-in-one spend management for businesses in Latamteam of 5YC W22ActiveOther	Other	Active	YCW22
CypherCrypto Neo-Bank (WhatsApp moment for bank accounts)team of 12acquiredYC W22AcquiredOther	Other	Acquired	YCW22
Drama DramaMonetization platform for AI characters and dramasteam of 2YC W22ActiveAI	AI	Active	YCW22
Eazipay Inc.Eazipay powers effortless payroll and financial access in Africa.team of 27YC W22ActiveOther	Other	Active	YCW22
Elevate (formerly Bloom)US based USD accounts for non-US residentsteam of 7YC W22ActiveOther	Other	Active	YCW22
GIMOWe help underbanked workers get paid before paydayteam of 70hiringYC W22ActiveOther	Other	Active	YCW22
Kapital BankEmpowering businesses to grow.team of 3.6kYC W22ActiveOther	Other	Active	YCW22
MonoEmbedded finance infrastructure for LatAm enterprises.team of 30YC W22ActiveOther	Other	Active	YCW22
PartnaUnlock African paymentsteam of 8YC W22ActiveOther	Other	Active	YCW22
PayCrunchCredit Card for college students based on UPI.team of 5YC W22ActiveOther	Other	Active	YCW22
PokoSeamless Fiat Payments for Web3team of 10YC W22ActiveDevtools	Devtools	Active	YCW22
RebillFinancial infrastructure for the Americasteam of 11hiringYC W22ActiveAI	AI	Active	YCW22
SpadeSpade is the data and AI platform for modern finance.team of 30hiringYC W22ActiveAI, Data	AI, Data	Active	YCW22
Top RoadPayments & analytics for apps in the OpenAI GPT Storeteam of 2YC W22ActiveAI, Data	AI, Data	Active	YCW22
Touch and Pay Technologies LimitedDigitizing and processing Microtransactions in Africateam of 55YC W22ActiveOther	Other	Active	YCW22
VendyVendy is a marketplace on WhatsAppteam of 20YC W22ActiveOther	Other	Active	YCW22
WhizTransforming Finances, Maximizing Your Money Potential.team of 9YC W22InactiveOther	Other	Inactive	YCW22
BlixoAccounts receivable automation to help companies get paid fasterteam of 2YC S21ActiveOther	Other	Active	YCS21
Dots 💸Developer friendly drop in payouts infrastructureteam of 10hiringYC S21ActiveDevtools	Devtools	Active	YCS21
ForagePayments powering peopleteam of 66hiringYC S21ActiveOther	Other	Active	YCS21
FormanceOpen Source Infrastructure for the Financial Internetteam of 33hiringYC S21ActiveDevtools	Devtools	Active	YCS21
HitPayFull-stack payments infrastructure for growing APAC businessesteam of 42hiringYC S21ActiveOther	Other	Active	YCS21
Hive HealthSimplified digital health insurance for Filipino SMBsYC S21ActiveOther	Other	Active	YCS21
HyperSell memberships to your Discord serverteam of 6acquiredYC S21AcquiredOther	Other	Acquired	YCS21
LevroMulticurrency account & international payments for businessesteam of 12YC S21ActiveOther	Other	Active	YCS21
MalgaMalga is an API to accept payments with multiple payment providersteam of 46YC S21ActiveOther	Other	Active	YCS21
NomodThe UAE’s leading small business payments platformteam of 68YC S21ActiveOther	Other	Active	YCS21
SlopeThe B2B Payments Platformteam of 16hiringYC S21ActiveAI	AI	Active	YCS21
SuperwallSubscription infrastructure & paywall experimentation for mobile appsteam of 25YC S21ActiveAI, Devtools	AI, Devtools	Active	YCS21
TokuAccount Receivables Platform for Latin American Enterprisesteam of 150YC S21ActiveOther	Other	Active	YCS21
TrussTruss is a banking and payments network for blue-collar trades.team of 15hiringYC S21ActiveOther	Other	Active	YCS21
Sanad CashDeveloper of an all-in-one spending management platform intended to track all spending from one single dashboard.500 Global Mena 1Not statedOther	Other	Not stated	500 GlobalMena 1
ShipCashDeveloper of a digital platform designed to help e-commerce sellers receive payments instantly for cash on delivery orders.500 Global Mena 1Not statedOther	Other	Not stated	500 GlobalMena 1
StitchOperator of a financial API platform intended to securely link bank accounts with a lightweight single sign-on experience.500 Global 2021Not statedOther	Other	Not stated	500 Global2021

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