Ralo
YC X25 · Active · AI-Native Mortgage Broker
Competitors
| Company | Category | Status | Program |
|---|---|---|---|
 SeisShared: consumer finance, mortgage, loanInactiveOther | Other | Inactive | YCW22 |
 YottaShared: national average, save, consumer financeActiveOther | Other | Active | YCS20 |
 MineShared: consumer finance, back, lifeInactiveAI | AI | Inactive | YCS21 |
Adjacent
| Company | Category | Status | Program |
|---|---|---|---|
 BreezefulShared: mortgage brokerActiveOther | Other | Active | YCW20 |
 hypcloudShared: mortgage brokerAcquiredOther | Other | Acquired | YCS18 |
 IvellaShared: consumer finance, savingInactiveOther | Other | Inactive | YCS21 |
 MaxiShared: consumer finance, nativeActiveAI | AI | Active | YCW23 |
 FinosuShared: consumer finance, native, borrowerActiveAI | AI | Active | YCS24 |
Also from X25 in AI
All of X25
Founders
- Arjun LalwaniFounder/CEO
- Helly ShahFounder/CTO
About Ralo
Ralo is the first AI-native mortgage broker. We use AI to remove layers of overhead and pass the savings back to borrowers. Our customers get rates more than half a point below the national average, save tens of thousands of dollars over the life of their loan.
- YC batch
- X25 · Spring 2025
- Status, per YC
- Active
- Category
- AI
- Team size
- 2
- Location
- New York City, NY, USA
- Founded
- 2025
- Checked
- 32m ago
YC tags: Fintech, Consumer Finance, AI
Ralo: questions
Which YC batch was Ralo in?
Ralo was in Y Combinator's Spring 2025 batch (X25).
Is Ralo still active?
Y Combinator lists Ralo as active.
Who founded Ralo?
Ralo's founders, as listed on its YC page: Arjun Lalwani (Founder/CEO), Helly Shah (Founder/CTO).
Where is Ralo based?
Ralo lists New York City, NY, USA as its location on YC's directory.
Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.