Top accelerator startups

Startups14,448Programs29

14,448 startups · 29 programs

Ralo

Active · AI-Native Mortgage Broker

WebsiteYC profile

Why it ranks

How the rank works
9signal of 100 · rising 6
  • went through YCProgram · this site+4
  • team of 2Team size · YC's directory+2.5
  • hiringHiring · Titles (titles.fru.dev), YC+2

A sum of public facts, not a judgement and not investment advice.

Competitors

OtherYottaShared: national average, save, consumer financeYC S20New York CityStartup →OtherSelaShared: mortgageStartup →
Companies closest to Ralo
Company
YottaShared: national average, save, consumer financeYC S20ActiveOther
Selanot in a program hereShared: mortgageElsewhereOther

Adjacent

OtherBreezefulShared: mortgage brokerYC W20TorontoStartup →OtherAcquiredhypcloudShared: mortgage brokerYC S18BerlinStartup →OtherInactiveSeisShared: consumer finance, mortgage, loanYC W22Salt Lake CityStartup →AIMaxiShared: consumer finance, nativeYC W23New York CityStartup →OtherInactiveIvellaShared: consumer finance, savingYC S21Los AngelesStartup →
Companies next to Ralo
Company
BreezefulShared: mortgage brokerYC W20ActiveOther
hypcloudShared: mortgage brokerYC S18AcquiredOther
SeisShared: consumer finance, mortgage, loanYC W22InactiveOther
MaxiShared: consumer finance, nativeYC W23ActiveAI
IvellaShared: consumer finance, savingYC S21InactiveOther

Also from X25 in AI

All of X25
AIChestnutThe first AI mortgage lenderYC X25San FranciscoStartup →AIEloquent AIThe AI Operator for Financial ServicesYC X25San FranciscoStartup →AIIRBCAI-native financial institution for global businesses + agents.YC X25New York CityStartup →AIAcoliteAI Native Commercial Insurance BrokerYC X25PhiladelphiaStartup →AIAdentrisReal-time AI Compliance & Revenue Integrity for Medical ProvidersYC X25San FranciscoStartup →AIAegisAI Agents to win denied health insurance claims.YC X25San FranciscoStartup →
Company
ChestnutThe first AI mortgage lenderteam of 2hiringActiveAI
Eloquent AIThe AI Operator for Financial Servicesteam of 52 programsActiveAI
IRBCAI-native financial institution for global businesses + agents.team of 3ActiveAI
AcoliteAI Native Commercial Insurance Brokerteam of 3ActiveAI
AdentrisReal-time AI Compliance & Revenue Integrity for Medical Providersteam of 5hiringActiveAI
AegisAI Agents to win denied health insurance claims.team of 3ActiveAI

Founders

  • Arjun LalwaniFounder/CEO
  • Helly ShahFounder/CTO

About Ralo

Ralo is the first AI-native mortgage broker. We use AI to remove layers of overhead and pass the savings back to borrowers. Our customers get rates more than half a point below the national average, save tens of thousands of dollars over the life of their loan.

YC batch
X25 · Spring 2025
Status, per YC
Active
Category
AI
Team size
2
Location
New York City, NY, USA
Founded
2025
Checked
6h ago

YC tags: Fintech, Consumer Finance, AI

Ralo in X25: 144 companies, 90% AI

LinkedIn

Ralo: questions

Which YC batch was Ralo in?

Ralo was in Y Combinator's Spring 2025 batch (X25).

Is Ralo still active?

Y Combinator lists Ralo as active.

Who founded Ralo?

Ralo's founders, as listed on its YC page: Arjun Lalwani (Founder/CEO), Helly Shah (Founder/CTO).

Where is Ralo based?

Ralo lists New York City, NY, USA as its location on YC's directory.