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14,448 startups · 29 programs

Gauss

Active · AI agent that helps consumers lower the cost of debt automatically

WebsiteYC profile

Why it ranks

How the rank works
12signal of 100 · rising 3
  • team of 16Team size · YC's directory+6.4
  • went through YCProgram · this site+4
  • hiringHiring · Titles (titles.fru.dev), YC+2

A sum of public facts, not a judgement and not investment advice.

Competitors

OtherInactiveReady For ZeroShared: debt automatically, credit, monitorYC S10Los AngelesStartup →AICollectWiseShared: consumer debt, costYC F24New York CityStartup →OtherBitsShared: credit card, consumer financeYC S20LondonStartup →OtherRedCarpetUpShared: credit card, line, buildingYC S15GurugramStartup →AIAgryoShared: credit profile, debtPlug and PlayBrazilStartup →
Companies closest to Gauss
Company
Ready For ZeroShared: debt automatically, credit, monitorYC S10 +1InactiveOther
CollectWiseShared: consumer debt, costYC F24ActiveAI
BitsShared: credit card, consumer financeYC S20ActiveOther
RedCarpetUpShared: credit card, line, buildingYC S15ActiveOther
AgryoShared: credit profile, debtPlug and Play Not statedAI

Adjacent

OtherAirfordableShared: pay off, balance, userYC S16ChicagoStartup →OtherGrainShared: card debt, credit card, lineYC W20San FranciscoStartup →OtherYonderShared: credit cardSeedcamp 2020Startup →OtherPleoShared: credit cardSeedcamp 2015Startup →OtherAcquiredCoinShared: credit card, consumer, payYC W13San FranciscoStartup →
Companies next to Gauss
Company
AirfordableShared: pay off, balance, userYC S16ActiveOther
GrainShared: card debt, credit card, lineYC W20ActiveOther
YonderShared: credit cardSeedcamp 2020Not statedOther
PleoShared: credit cardSeedcamp 2015Not statedOther
CoinShared: credit card, consumer, payYC W13AcquiredOther

Also from W22 in AI

All of W22
AIMomentoBuilding a full-stack auto insurer for the underserved in LatAmYC W22Mexico CityStartup →AIAndiAI Search for the Next GenerationYC W22San FranciscoStartup →AIAcquiredArcBanking & Funding for StartupsYC W22San FranciscoStartup →AIInactiveAvairSenseWe go all out to Build the Smartest AI-Enabled Cameras!YC W22BengaluruStartup →AIBakoolGroup buying for Fresh in Indonesia's tier 2 citiesYC W22JakartaStartup →AIBelozFiFinancial health focused micro-lender in MexicoYC W22Mexico CityStartup →
Company
MomentoBuilding a full-stack auto insurer for the underserved in LatAmteam of 18ActiveAI
AndiAI Search for the Next Generationteam of 2ActiveAI, Data, Devtools
ArcBanking & Funding for Startupsteam of 30acquiredAcquiredAI
AvairSenseWe go all out to Build the Smartest AI-Enabled Cameras!team of 14InactiveAI
BakoolGroup buying for Fresh in Indonesia's tier 2 citiesteam of 30ActiveAI
BelozFiFinancial health focused micro-lender in Mexicoteam of 29hiringActiveAI

About Gauss

Gauss is building an AI credit agent that automatically lowers the cost of consumers’ debt. The product connects to a user’s credit profile, continuously monitors balances and available offers, and executes refinances or restructurings when it can materially improve terms. For credit card debt, Gauss can track and automatically pay off any expensive balance on connected cards from an instantly originated line of credit, saving users thousands of dollars on interest charges and helping them pay off faster.

YC batch
W22 · Winter 2022
Status, per YC
Active
Category
AI
Team size
16
Location
New York City, NY, USA
Checked
13h ago

YC tags: Fintech, Consumer

Changes seen

HiringOct 5, 2026

Started hiring.

Source ↗

Gauss in W22: 398 companies, 45% AI

Gauss: questions

Which YC batch was Gauss in?

Gauss was in Y Combinator's Winter 2022 batch (W22).

Is Gauss still active?

Y Combinator lists Gauss as active.

Where is Gauss based?

Gauss lists New York City, NY, USA as its location on YC's directory.