Bits

Active · Bits is a credit card designed to help people build credit

YC S20

Website YC profile

Why it ranks

How the rank works

11signal of 100 · rising 2

team of 25Team size · YC's directory+7.3
went through YCProgram · this site+4

A sum of public facts, not a judgement and not investment advice.

Competitors

Other

RedCarpetUpShared: credit card, consumer financeYC S15GurugramStartup →OtherAcquiredCoinShared: credit card, consumer financeYC W13San FranciscoStartup →Other

SwadeshShared: credit card, consumer financeYC S19New York CityStartup →OtherInactive

RainmakerShared: credit card, consumer financeYC W23Startup →Other

AtratoShared: credit cardYC W21Mexico CityStartup →

Companies closest to Bits
Company	Category	Status	Program
RedCarpetUpShared: credit card, consumer financeYC S15ActiveOther	Other	Active	YCS15
CoinShared: credit card, consumer financeYC W13AcquiredOther	Other	Acquired	YCW13
SwadeshShared: credit card, consumer financeYC S19ActiveOther	Other	Active	YCS19
RainmakerShared: credit card, consumer financeYC W23InactiveOther	Other	Inactive	YCW23
AtratoShared: credit cardYC W21ActiveOther	Other	Active	YCW21

Adjacent

Other

YonderShared: credit cardSeedcamp 2020Startup →Other

PleoShared: credit cardSeedcamp 2015Startup →Developer toolsAcquiredWinterShared: credit cardYC W22San FranciscoStartup →Other

Transparent Financial ServicesShared: credit card500 Global 2010United StatesStartup →Other

NeversitupShared: credit card500 Global 2016ThailandStartup →

Companies next to Bits
Company	Category	Status	Program
YonderShared: credit cardSeedcamp 2020Not statedOther	Other	Not stated	Seedcamp2020
PleoShared: credit cardSeedcamp 2015Not statedOther	Other	Not stated	Seedcamp2015
WinterShared: credit cardYC W22AcquiredDevtools	Devtools	Acquired	YCW22
Transparent Financial ServicesShared: credit card500 Global 2010Not statedOther	Other	Not stated	500 Global2010
NeversitupShared: credit card500 Global 2016Not statedOther	Other	Not stated	500 Global2016

Also from S20

All of S20

AtomicAPI that lets companies embed investment accounts into their servicesYC S20San FranciscoStartup →AI

ClauThe real estate superapp for MexicoYC S20Mexico CityStartup →Developer tools

DecentroAPI Platform for Banking Integrations (Plaid for India and APAC)YC S20BengaluruStartup →Developer tools

FinchFinch is the Employment Data PlatformYC S20San FranciscoStartup →AI

HeronUnderwriting automation for small business financeYC S20New York CityStartup →Developer tools

MemberstackBuild a custom SaaS or membership site with Webflow or WordpressYC S20WilliamsburgStartup →

Company	Category	Status
AtomicAPI that lets companies embed investment accounts into their servicesteam of 25hiringActiveAI	AI	Active
ClauThe real estate superapp for Mexicoteam of 902 programsActiveAI	AI	Active
DecentroAPI Platform for Banking Integrations (Plaid for India and APAC)team of 60ActiveDevtools	Devtools	Active
FinchFinch is the Employment Data Platformteam of 73hiringActiveDevtools	Devtools	Active
HeronUnderwriting automation for small business financeteam of 60hiringActiveAI	AI	Active
MemberstackBuild a custom SaaS or membership site with Webflow or Wordpressteam of 8ActiveDevtools	Devtools	Active

About Bits

YC batch: S20 · Summer 2020
Status, per YC: Active
Category: Other
Team size: 25
Location: London, England, United Kingdom
Checked: 6h ago

YC tags: Fintech

Changes seen

StageOct 29, 2026

Stage changed from Early to Growth.

Source ↗

Team sizeOct 26, 2026

Team went from 15 to 25 people.

Source ↗

StageOct 26, 2026

Stage changed from Growth to Early.

Source ↗

Bits in S20: 209 companies, 28% AI

Bits: questions

Which YC batch was Bits in?

Bits was in Y Combinator's Summer 2020 batch (S20).

Is Bits still active?

Y Combinator lists Bits as active.

Where is Bits based?

Bits lists London, England, United Kingdom as its location on YC's directory.