Grain
YC W20 · Active · Grain transforms the debit card you already have into a credit card…
Competitors
| Company | Category | Status | Program |
|---|---|---|---|
 XP Card Technologies LtdShared: debit card, creditNot statedOther | Other | Not stated | Antler2024 |
 PaystackShared: debit card, credit card, mobileAcquiredOther | Other | Acquired | YCW16 |
 PayCrunchShared: credit card, alternative, accessActiveOther | Other | Active | YCW22 |
 Transparent Financial ServicesShared: credit cardNot statedOther | Other | Not stated | 500 Global2010 |
 Bueno FinanceShared: credit cardAcquiredOther | Other | Acquired | YCW21 |
Adjacent
| Company | Category | Status | Program |
|---|---|---|---|
 AgentcardShared: debit cardActiveAI | AI | Active | YCS26 |
| WinterShared: credit cardAcquiredDevtools | Devtools | Acquired | YCW22 |
 BitsShared: credit cardActiveOther | Other | Active | YCS20 |
 PagaloopShared: credit card, cash flowActiveOther | Other | Active | YCW21 |
 Apto PaymentsShared: credit card, debit, opportunityAcquiredOther | Other | Acquired | YCS14 |
Also from W20
All of W20
About Grain
Grain is a mobile app that transforms the debit card you already have into a credit card by linking it to a line of credit based on your cash flow. For the millennials, Gen Zs, and immigrants who are afraid of falling into crippling credit card debt, there is now a distinct market opportunity to offer an alternative to how these 100M people access and manage credit.
- YC batch
- W20 · Winter 2020
- Status, per YC
- Active
- Category
- Other
- Team size
- 30
- Location
- San Francisco, CA, USA; Oakland, CA, USA; Remote
- Checked
- 31m ago
YC tags: Fintech
Grain: questions
Which YC batch was Grain in?
Grain was in Y Combinator's Winter 2020 batch (W20).
Is Grain still active?
Y Combinator lists Grain as active.
Where is Grain based?
Grain lists San Francisco, CA, USA; Oakland, CA, USA; Remote as its location on YC's directory.
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