Top accelerator startups

Startups14,448Programs29

14,448 startups · 29 programs

Wagetap

Active · Access up to $2,000 of your wage in advance

WebsiteYC profile

Why it ranks

How the rank works
12signal of 100 · rising 3
  • team of 40Team size · YC's directory+8.4
  • went through YCProgram · this site+4

A sum of public facts, not a judgement and not investment advice.

Competitors

OtherGIMOShared: payday, mobile, credit and lendingYC W22HanoiStartup →OtherMonetShared: mobile app, advanceYC S21MiamiStartup →
Companies closest to Wagetap
Company
GIMOShared: payday, mobile, credit and lendingYC W22ActiveOther
MonetShared: mobile app, advanceYC S21ActiveOther

Adjacent

OtherFacioShared: advance, credit and lendingYC W20São PauloStartup →OtherCareNowShared: instalments, payAntler 2022IndonesiaStartup →OtherAbhiShared: wage, access, billYC S21SindhStartup →OtherFloatpays IncShared: wage, payday, accessYC S21Cape TownStartup →OthervibecodeShared: mobile appNeoStartup →
Companies next to Wagetap
Company
FacioShared: advance, credit and lendingYC W20ActiveOther
CareNowShared: instalments, payAntler 2022Not statedOther
AbhiShared: wage, access, billYC S21ActiveOther
Floatpays IncShared: wage, payday, accessYC S21ActiveOther
vibecodeShared: mobile appNeo Not statedOther

Also from W22

All of W22
AIGaussAI agent that helps consumers lower the cost of debt automaticallyYC W22New York CityStartup →AIMomentoBuilding a full-stack auto insurer for the underserved in LatAmYC W22Mexico CityStartup →AIAndiAI Search for the Next GenerationYC W22San FranciscoStartup →AIAcquiredArcBanking & Funding for StartupsYC W22San FranciscoStartup →Developer toolsArgoA social streaming platform powered by creators and fansYC W22Los AngelesStartup →AIInactiveAvairSenseWe go all out to Build the Smartest AI-Enabled Cameras!YC W22BengaluruStartup →
Company
GaussAI agent that helps consumers lower the cost of debt automaticallyteam of 16hiringActiveAI
MomentoBuilding a full-stack auto insurer for the underserved in LatAmteam of 18ActiveAI
AndiAI Search for the Next Generationteam of 2ActiveAI, Data, Devtools
ArcBanking & Funding for Startupsteam of 30acquiredAcquiredAI
ArgoA social streaming platform powered by creators and fansteam of 10ActiveDevtools
AvairSenseWe go all out to Build the Smartest AI-Enabled Cameras!team of 14InactiveAI

About Wagetap

Wagetap is a mobile app that allows users to get an advance of up to $2,000 on their next payday and pay their bills in more manageable instalments.

YC batch
W22 · Winter 2022
Status, per YC
Active
Category
Other
Team size
40
Location
Sydney, NSW, Australia
Checked
13h ago

YC tags: Fintech, Consumer

Changes seen

Team sizeOct 22, 2026

Team went from 10 to 40 people.

Source ↗
One-linerOct 22, 2026

Rewrote its one-liner; it read "Advance next payday, and BNPL for bills"

Source ↗

Wagetap in W22: 398 companies, 45% AI

Wagetap: questions

Which YC batch was Wagetap in?

Wagetap was in Y Combinator's Winter 2022 batch (W22).

Is Wagetap still active?

Y Combinator lists Wagetap as active.

Where is Wagetap based?

Wagetap lists Sydney, NSW, Australia as its location on YC's directory.