Huscarl
YC X26 · Active · AI-native actuary enabling self-insurance for corporations
Competitors
| Company | Category | Status | Program |
|---|---|---|---|
 ShepherdShared: commercial insuranceActiveOther | Other | Active | YCW21 |
 VantelShared: commercial insuranceActiveAI | AI | Active | YCW25 |
 PantaShared: commercial insurance, nativeActiveAI | AI | Active | YCW26 |
 CaseyShared: commercial insurance, nativeActiveAI | AI | Active | YCF25 |
 AcoliteShared: commercial insurance, nativeActiveAI | AI | Active | YCX25 |
Adjacent
| Company | Category | Status | Program |
|---|---|---|---|
 Redoubt InsuranceShared: commercial insuranceActiveAI | AI | Active | YCF26 |
 HarperShared: commercial insurance, native, buildingActiveAI | AI | Active | YC +1W25 |
 HedgeShared: insurance, nativeActiveAI | AI | Active | YCX26 |
 TesoraShared: actuary, insuranceActiveAI, Devtools | AI, Devtools | Active | YCS25 |
 SolvaShared: insurance, building, riskActiveOther | Other | Active | YCS25 |
Also from X26 in AI
All of X26| Company | Category | Status |
|---|---|---|
 AbInitio BioThe Intelligence layer for Drug ManufacturingActiveAI | AI | Active |
 Advanced Metal ResearchMachine intelligence for American WeldingActiveAI | AI | Active |
 AgentPhonePhone Numbers for AI AgentsActiveAI | AI | Active |
 AkkariAutonomous Customer OperationsActiveAI | AI | Active |
 AllowanceThe spend control layer for AI agentsActiveAI | AI | Active |
 AmborasAI Native ShopifyActiveAI, Data, Devtools | AI, Data, Devtools | Active |
Founders
- Alex MusyFounder/CEO
- Paulien JeunesseFounder/CTO
About Huscarl
Huscarl is building an autonomous AI actuary to enable self-insurance for corporations. Large companies use insurance subsidiaries ("captives") to self-insure their risks. Some of these captives are larger than regional insurers. We provide them the actuarial and modeling layer to operate and grow. We're building a future where self-insurance is the default, and commercial insurance the exception. This is the best way to solve the inefficiencies of the $1T corporate insurance market.
- YC batch
- X26 · Spring 2026
- Status, per YC
- Active
- Category
- AI
- Team size
- 2
- Location
- San Francisco, CA, USA; Remote
- Founded
- 2025
- Checked
- 33m ago
Huscarl: questions
Which YC batch was Huscarl in?
Huscarl was in Y Combinator's Spring 2026 batch (X26).
Is Huscarl still active?
Y Combinator lists Huscarl as active.
Who founded Huscarl?
Huscarl's founders, as listed on its YC page: Alex Musy (Founder/CEO), Paulien Jeunesse (Founder/CTO).
Where is Huscarl based?
Huscarl lists San Francisco, CA, USA; Remote as its location on YC's directory.
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