Top accelerator startups

14,448 startups · 29 programs

Qlo

Active · Legora for commercial insurance carriers

7signal of 100 · rising 7
  • went through YCProgram · this site+4
  • team of 2Team size · YC's directory+2.5

A sum of public facts, not a judgement and not investment advice.

Competitors

Adjacent

Also from S26 in AI

All of S26

Founders

  • Ryan HuFounder/CEO
  • Liv HuangFounder

About Qlo

Qlo builds AI agents to run commercial insurance underwriting. We start by fully automating the operational work around risk decisions, become the system of record, and earn autonomy workflow by workflow toward the autonomous AI underwriter. We’re rebuilding underwriting infrastructure from the ground up so human underwriters and AI agents can share the same accounts, rules, documents, permissions, and workflow state.  We believe every commercial insurance program will eventually be built and operated end to end by AI agents on Qlo.

YC batch
S26 · Summer 2026
Status, per YC
Active
Category
AI
Team size
2
Location
San Francisco, CA, USA
Founded
2025
Checked
6h ago

YC tags: Insurance, Enterprise Software, AI

Changes seen

TagsOct 19, 2026

Newly tagged AI; no longer tagged Artificial Intelligence.

Qlo in S26: 229 companies, 88% AI

LinkedIn

Qlo: questions

Which YC batch was Qlo in?

Qlo was in Y Combinator's Summer 2026 batch (S26).

Is Qlo still active?

Y Combinator lists Qlo as active.

Who founded Qlo?

Qlo's founders, as listed on its YC page: Ryan Hu (Founder/CEO), Liv Huang (Founder).

Where is Qlo based?

Qlo lists San Francisco, CA, USA as its location on YC's directory.