Qlo
Legora for commercial insurance carriers
Founders
- Ryan HuFounder/CEO
- Liv HuangFounder
Same space
Competitors
Closest in what they build, same category.
HarperW25AI-native commercial insurance brokerageShared: insuranceActive
VantelW25AI Platform for Commercial Insurance BrokeragesShared: insuranceActive
Pibit.aiW21The fastest path from submission to better decisions.Shared: insuranceActive
Redoubt InsuranceF26Commercial insurance for small businessesShared: insuranceActive
CopyCat AIW25AI for Commercial Insurance AgenciesShared: insuranceActive
Adjacent
Overlapping tags, a different niche.
ShepherdW21Modernizing commercial insuranceShared: insuranceActive
HedgeX26AI-Native insurance companyShared: insuranceActive
AcoliteX25AI Native Commercial Insurance BrokerShared: insuranceActive
KinroX26Autonomous insurance brokerage for small businessesShared: insuranceActive
StradaS23AI agents that run insurance operationsShared: insuranceActive
Also from S26 in AI
Batchmates in Summer 2026.
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Ekho LabsS26World Model for FreightActive
EvergroveS26Instant healthcare for all, starting with work compActive
FloraceneS26Vibecode + deploy HIPAA-compliant internal tools, no eng team neededActive
About Qlo
Qlo builds AI agents to run commercial insurance underwriting. We start by fully automating the operational work around risk decisions, become the system of record, and earn autonomy workflow by workflow toward the autonomous AI underwriter. We’re rebuilding underwriting infrastructure from the ground up so human underwriters and AI agents can share the same accounts, rules, documents, permissions, and workflow state. We believe every commercial insurance program will eventually be built and operated end to end by AI agents on Qlo.
San Francisco, CA, USA
Qlo: questions
Which YC batch was Qlo in?
Qlo was in Y Combinator's Summer 2026 batch (S26).
Is Qlo still active?
Y Combinator lists Qlo as active.
Who founded Qlo?
Qlo's founders, as listed on its YC page: Ryan Hu (Founder/CEO), Liv Huang (Founder).
Where is Qlo based?
Qlo lists San Francisco, CA, USA as its location on YC's directory.
Not affiliated with Y Combinator. From YC's public directory. Logos via logo.dev; trademarks belong to their owners.