BharatX
Enable Buy-Now-Pay-Later in a White-Labelled Manner
Founders
Not read from YC yet; the weekly run fills these in.
Same space
Competitors
Closest in what they build, same category.
Adjacent
Overlapping tags, a different niche.
PayCrunchW22Credit Card for college students based on UPI.Shared: fintechActive
TolaW22The simple, fast and free tool for businesses to pay and get paidShared: fintechAcquired
AirfordableS16Buy flights for only a fraction upfront and pay off the rest in…Shared: fintechActive
WibondW22Affirm for LATAMShared: fintechActive
OneFinW17Shopify for Financial ServicesShared: fintechActive
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Batchmates in Winter 2022.
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About BharatX
BharatX was recently acquired by Flipkart, the largest startup in India, to enable Buy Now Pay Later in their own ecosystem as well as bolster their own FinTech play via Super.money. It powers Checkout Financing in their ecosystem currently on Millions of Users. BharatX enabled "Pay in 3" and "Pay in X" parts as a feature on over 1000+ brands, 300+ directly and the rest via Payment Gateway partners. Our product enabled Buy Now Pay Later, in a white-labelled way. For e.g. Flipkart PayLater on Flipkart. We grew 47X to $2.5M ARR in under 6 quarters straight after fumbling for 2 years around PMF and Credit Risk & Fraud. We started out as a platform to provide access to Credit in Developing countries without relying on traditional documentation processes by Banks, which did not give access to hundreds of millions.Over the course of BharatX, we have credit to hundreds of thousands of consumers, including many New to Credit (NTC) users.
Bengaluru, KA, India
BharatX: questions
Which YC batch was BharatX in?
BharatX was in Y Combinator's Winter 2022 batch (W22).
Is BharatX still active?
Y Combinator lists BharatX as acquired.
Where is BharatX based?
BharatX lists Bengaluru, KA, India as its location on YC's directory.
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