Top accelerator startups

Startups14,448Programs29

14,448 startups · 29 programs

BharatX

Acquired · Enable Buy-Now-Pay-Later in a White-Labelled Manner

WebsiteYC profile

Why it ranks

How the rank works
14signal of 100 · rising 4
  • team of 14Team size · YC's directory+6.1
  • acquiredOutcome · YC, program pages, Acquisitions+4
  • went through YCProgram · this site+4

A sum of public facts, not a judgement and not investment advice.

Competitors

OtherCredPalShared: pay later, buy, credit and lendingYC W19LagosStartup →OtherAcquiredOctiFiShared: pay later, buyYC W21SingaporeStartup →OtherAcquiredJoeShared: pay later, buyYC W22ParisStartup →OtherAcquiredTolaShared: pay later, buyYC W22San FranciscoStartup →OtherGerald Technologies, IncShared: pay later, buy, userYC W21New York CityStartup →
Companies closest to BharatX
Company
CredPalShared: pay later, buy, credit and lendingYC W19ActiveOther
OctiFiShared: pay later, buyYC W21AcquiredOther
JoeShared: pay later, buyYC W22AcquiredOther
TolaShared: pay later, buyYC W22AcquiredOther
Gerald Technologies, IncShared: pay later, buy, userYC W21ActiveOther

Adjacent

OtherTreydShared: pay laterAntler 2020SwedenStartup →AIReplyrShared: pay later, buy500 Global 2019SingaporeStartup →OtherGravitiShared: pay later, buy, financing500 Global 2020MexicoStartup →AIThirdRocShared: pay later, buyAntler 2023AustraliaStartup →OtherPayCrunchShared: pay later, india, credit and lendingYC W22BengaluruStartup →
Companies next to BharatX
Company
TreydShared: pay laterAntler 2020Not statedOther
ReplyrShared: pay later, buy500 Global 2019Not statedAI
GravitiShared: pay later, buy, financing500 Global 2020Not statedOther
ThirdRocShared: pay later, buyAntler 2023Not statedAI
PayCrunchShared: pay later, india, credit and lendingYC W22ActiveOther

Also from W22

All of W22
AIGaussAI agent that helps consumers lower the cost of debt automaticallyYC W22New York CityStartup →AIMomentoBuilding a full-stack auto insurer for the underserved in LatAmYC W22Mexico CityStartup →AIAndiAI Search for the Next GenerationYC W22San FranciscoStartup →AIAcquiredArcBanking & Funding for StartupsYC W22San FranciscoStartup →Developer toolsArgoA social streaming platform powered by creators and fansYC W22Los AngelesStartup →AIInactiveAvairSenseWe go all out to Build the Smartest AI-Enabled Cameras!YC W22BengaluruStartup →
Company
GaussAI agent that helps consumers lower the cost of debt automaticallyteam of 16hiringActiveAI
MomentoBuilding a full-stack auto insurer for the underserved in LatAmteam of 18ActiveAI
AndiAI Search for the Next Generationteam of 2ActiveAI, Data, Devtools
ArcBanking & Funding for Startupsteam of 30acquiredAcquiredAI
ArgoA social streaming platform powered by creators and fansteam of 10ActiveDevtools
AvairSenseWe go all out to Build the Smartest AI-Enabled Cameras!team of 14InactiveAI

About BharatX

BharatX was recently acquired by Flipkart, the largest startup in India, to enable Buy Now Pay Later in their own ecosystem as well as bolster their own FinTech play via Super.money. It powers Checkout Financing in their ecosystem currently on Millions of Users. BharatX enabled "Pay in 3" and "Pay in X" parts as a feature on over 1000+ brands, 300+ directly and the rest via Payment Gateway partners. Our product enabled Buy Now Pay Later, in a white-labelled way. For e.g. Flipkart PayLater on Flipkart. We grew 47X to $2.5M ARR in under 6 quarters straight after fumbling for 2 years around PMF and Credit Risk & Fraud. We started out as a platform to provide access to Credit in Developing countries without relying on traditional documentation processes by Banks, which did not give access to hundreds of millions.Over the course of BharatX, we have credit to hundreds of thousands of consumers, including many New to Credit (NTC) users.

YC batch
W22 · Winter 2022
Status, per YC
Acquired
Category
Other
Team size
14
Location
Bengaluru, KA, India
Checked
13h ago

YC tags: Fintech, Consumer

BharatX in W22: 398 companies, 45% AI

BharatX: questions

Which YC batch was BharatX in?

BharatX was in Y Combinator's Winter 2022 batch (W22).

Is BharatX still active?

Y Combinator lists BharatX as acquired.

Where is BharatX based?

BharatX lists Bengaluru, KA, India as its location on YC's directory.