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14,448 startups · 29 programs

Allowance

Active · The spend control layer for AI agents

WebsiteYC profile

Why it ranks

How the rank works
4signal of 100 · rising 4
  • went through YCProgram · this site+4

A sum of public facts, not a judgement and not investment advice.

Competitors

AIOorbitalShared: control layerMassChallenge Switzerland and UK 2026United KingdomStartup →AINugen IntelligenceShared: control layerAntler 2025IndiaStartup →OtherAcquiredFinalShared: card number, control, paymentYC W15San FranciscoStartup →AIAcaysiaShared: control layer, realspeedrun SR007San FranciscoStartup →AITekton DynamicsShared: control layer, task, humanYC W24LondonStartup →
Companies closest to Allowance
Company
OorbitalShared: control layerMassChallenge Switzerland and UK 2026Not statedAI
Nugen IntelligenceShared: control layerAntler 2025Not statedAI
FinalShared: card number, control, paymentYC W15AcquiredOther
AcaysiaShared: control layer, realspeedrun SR007Not statedAI
Tekton DynamicsShared: control layer, task, humanYC W24ActiveAI

Adjacent

OtherAmptiv BiosciencesShared: control layerAntler 2024USStartup →OtherVaprTechShared: control layerMassChallenge Switzerland and UK 2026United KingdomStartup →AIStacktraceShared: control layer, agentYC F26San FranciscoStartup →AIVishwaShared: control layer, agentPlug and PlayUnited StatesStartup →AIXDC AIShared: spending limit, control, agentPlug and PlayUnited Arab EmiratesStartup →
Companies next to Allowance
Company
Amptiv BiosciencesShared: control layerAntler 2024Not statedOther
VaprTechShared: control layerMassChallenge Switzerland and UK 2026Not statedOther
StacktraceShared: control layer, agentYC F26ActiveAI, Devtools
VishwaShared: control layer, agentPlug and Play Not statedAI
XDC AIShared: spending limit, control, agentPlug and Play Not statedAI, Devtools

Also from X26 in AI

All of X26
AIAbInitio BioThe Intelligence layer for Drug ManufacturingYC X26BostonStartup →AIAdvanced Metal ResearchMachine intelligence for American WeldingYC X26Los AngelesStartup →AIAgentPhonePhone Numbers for AI AgentsYC X26San FranciscoStartup →AIAGI Deploy CoDiffusing AI into critical industriesYC X26San FranciscoStartup →AIAkkariAutonomous Customer OperationsYC X26San FranciscoStartup →AIAlchemizeBuilding AI Native Customs BrokeragesYC X26San FranciscoStartup →
Company
AbInitio BioThe Intelligence layer for Drug Manufacturingteam of 2ActiveAI
Advanced Metal ResearchMachine intelligence for American Weldingteam of 3ActiveAI
AgentPhonePhone Numbers for AI AgentshiringActiveAI
AGI Deploy CoDiffusing AI into critical industriesteam of 2ActiveAI
AkkariAutonomous Customer Operationsteam of 5ActiveAI
AlchemizeBuilding AI Native Customs Brokeragesteam of 2ActiveAI

Founders

  • Dasmer SinghFounder/CEO

About Allowance

Allowance lets AI agents make purchases on a user’s behalf without ever exposing your real card number. Users approve purchases directly from their iPhone with customizable controls like spending limits, merchant restrictions, and expiration windows. Once approved, Allowance generates scoped, one-time payment credentials designed specifically for that transaction. This enables AI agents to safely complete tasks like shopping, ordering food, booking reservations, or purchasing tickets while keeping humans in control of every payment.

YC batch
X26 · Spring 2026
Status, per YC
Active
Category
AI
Team size
1
Location
San Francisco, CA, USA
Founded
2026
Checked
10h ago

Allowance in X26: 194 companies, 84% AI

LinkedIn

Allowance: questions

Which YC batch was Allowance in?

Allowance was in Y Combinator's Spring 2026 batch (X26).

Is Allowance still active?

Y Combinator lists Allowance as active.

Who founded Allowance?

Allowance's founders, as listed on its YC page: Dasmer Singh (Founder/CEO).

Where is Allowance based?

Allowance lists San Francisco, CA, USA as its location on YC's directory.