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Startups14,448Programs29

14,448 startups · 29 programs

Mercoa

Active · AI Agent for Billpay platforms to pay invoices with virtual cards

WebsiteYC profile

Why it ranks

How the rank works
4signal of 100 · rising 1
  • went through YCProgram · this site+4

A sum of public facts, not a judgement and not investment advice.

Competitors

AIAcquiredBrexShared: spend management, card, payYC W17San FranciscoStartup →AISynergetics.aiShared: agent identify, securely, paymentPlug and PlayUnited StatesStartup →AISunlightShared: api, invoice, cardYC S22New York CityStartup →
Companies closest to Mercoa
Company
BrexShared: spend management, card, payYC W17AcquiredAI
Synergetics.aiShared: agent identify, securely, paymentPlug and Play Not statedAI
SunlightShared: api, invoice, cardYC S22ActiveAI, Devtools

Adjacent

OtherLyraShared: virtual card, spend, throughYC S22HoustonStartup →OtherCarddaShared: spend management, card, paymentYC W22SantiagoStartup →OtherKodoShared: spend management, cardYC W21MHStartup →OtherAtlasShared: spend managementYC W19San FranciscoStartup →OtherAcquiredJoeShared: virtual card, payYC W22ParisStartup →
Companies next to Mercoa
Company
LyraShared: virtual card, spend, throughYC S22ActiveOther
CarddaShared: spend management, card, paymentYC W22ActiveOther
KodoShared: spend management, cardYC W21ActiveOther
AtlasShared: spend managementYC W19ActiveOther
JoeShared: virtual card, payYC W22AcquiredOther

Also from W23 in AI

All of W23
AIAlaanAi-native finance platform for the Middle EastYC W23DubaiStartup →AIBackdropBuilding your AI coworkers for any team, workflow, or industry.YC W23SeattleStartup →AIAcquiredBenchmarkDecision infrastructure for investment firmsYC W23New York CityStartup →AIConcourseThe AI Agent platform for financeYC W23New York CityStartup →AIDatagladeThe smart way to research stocks.YC W23New York CityStartup →AIEscapeOffensive security for the teams that are 100x outnumberedYC W23ParisStartup →
Company
AlaanAi-native finance platform for the Middle Eastteam of 250hiringActiveAI
BackdropBuilding your AI coworkers for any team, workflow, or industry.team of 2ActiveAI
BenchmarkDecision infrastructure for investment firmsteam of 7acquiredAcquiredAI
ConcourseThe AI Agent platform for financeteam of 15hiringActiveAI
DatagladeThe smart way to research stocks.team of 2ActiveAI
EscapeOffensive security for the teams that are 100x outnumberedteam of 29hiringActiveAI, Devtools

About Mercoa

Mercoa helps AP and Spend management platforms drive more virtual card volume from their BillPay customers. Our agent identifies card-eligible invoices and securely pays them through supplier portals or payment links.

YC batch
W23 · Winter 2023
Status, per YC
Active
Category
AI, Developer tools
Team size
1
Location
San Francisco, CA, USA
Checked
6h ago

YC tags: Fintech, API

Changes seen

Team sizeOct 12, 2026

Team went from 2 to 1 people.

Source ↗

Mercoa in W23: 274 companies, 69% AI

Mercoa: questions

Which YC batch was Mercoa in?

Mercoa was in Y Combinator's Winter 2023 batch (W23).

Is Mercoa still active?

Y Combinator lists Mercoa as active.

Where is Mercoa based?

Mercoa lists San Francisco, CA, USA as its location on YC's directory.