SpotPay
YC W26 · Active · Stablecoin Global Bank Account
Competitors
| Company | Category | Status | Program |
|---|---|---|---|
 GoCardlessShared: global bank, bank account, paymentActiveOther | Other | Active | YCS11 |
 KarsaShared: bank account, stablecoin, anywhereActiveOther | Other | Active | YCW25 |
 PanaShared: global bank, stablecoin, accountActiveOther | Other | Active | YCS22 |
 Peg (formerly Paymobil)Shared: global bank, bank account, stablecoinInactiveOther | Other | Inactive | YCW20 |
 NovelShared: bank account, globalActiveOther | Other | Active | YCS20 |
Adjacent
| Company | Category | Status | Program |
|---|---|---|---|
 AsporaShared: account, global, bankActiveOther | Other | Active | YCW22 |
 SaidaShared: bank account, moneyInactiveOther | Other | Inactive | YCS15 |
 MonoShared: bank account, moneyAcquiredOther | Other | Acquired | YCW21 |
 SunsetShared: bank account, money, consumer financeActiveOther | Other | Active | YCF24 |
 CypherShared: bank account, stablecoin, globalAcquiredOther | Other | Acquired | YCW22 |
Also from W26
All of W26| Company | Category | Status |
|---|---|---|
 /dev/fast/dev/fast is the AI-native code forgeActiveAI, Devtools | AI, Devtools | Active |
 10x ScienceThe AI-native platform for next-generation protein characterization.ActiveAI | AI | Active |
 21stUI building blocks for the agentic internetActiveAI, Devtools | AI, Devtools | Active |
 AemonThe Forward-Deployed AI Research EngineerActiveAI, Devtools | AI, Devtools | Active |
 Agentic FabriqThe control plane for AI agents.ActiveAI | AI | Active |
 Alt-XBuilding the best venue for private markets exposure.ActiveAI, Data | AI, Data | Active |
About SpotPay
SpotPay is a global borderless neobank. We give users one account that works for everything payments related: receiving money from abroad, paying locally, spending anywhere with the SpotPay card and saving and earning on their balance.
- YC batch
- W26 · Winter 2026
- Status, per YC
- Active
- Category
- Other
- Team size
- 2
- Location
- San Francisco, CA, USA
- Checked
- 32m ago
SpotPay: questions
Which YC batch was SpotPay in?
SpotPay was in Y Combinator's Winter 2026 batch (W26).
Is SpotPay still active?
Y Combinator lists SpotPay as active.
Where is SpotPay based?
SpotPay lists San Francisco, CA, USA as its location on YC's directory.
Sources: each program's public company list, read twice a week. Not affiliated with Y Combinator or any other program. Logos via logo.dev; trademarks belong to their owners.