Cyphr

Provides complementary data points that lenders can use to fund companies that don't meet traditional loan criteria -- without increasing risk concentration.

Plug and Play

Website Plug and Play page

Why it ranks

How the rank works

1signal of 100 · rising 1

went through Plug and PlayProgram · this site+1

A sum of public facts, not a judgement and not investment advice.

Competitors

Other

Babaco MarketShared: meet traditional, not meetPlug and PlayItalyStartup →Other

Foreword FundShared: early stage, fundSeedcamp 2021Startup →Other

Init 6Shared: early stage, fund500 Global 2020SingaporeStartup →Other

BringyShared: fully digital, risk500 Global Mena 2EgyptStartup →Other

Unshackled Ventures IShared: early stage, financial500 GlobalUnited StatesStartup →

Companies closest to Cyphr
Company	Category	Status	Program
Babaco MarketShared: meet traditional, not meetPlug and Play Not statedOther	Other	Not stated	Plug and Play
Foreword FundShared: early stage, fundSeedcamp 2021Not statedOther	Other	Not stated	Seedcamp2021
Init 6Shared: early stage, fund500 Global 2020Not statedOther	Other	Not stated	500 Global2020
BringyShared: fully digital, risk500 Global Mena 2Not statedOther	Other	Not stated	500 GlobalMena 2
Unshackled Ventures IShared: early stage, financial500 Global Not statedOther	Other	Not stated	500 Global

Adjacent

UplinqShared: data point, lender, loanPlug and PlayCanadaStartup →Data

KoyfinShared: holistic view, financial data, fundPlug and PlayUnited StatesStartup →AI

Telling.aiShared: increasing risk, leveraging, revolutionizingPlug and PlayUnited StatesStartup →Other

LendAPIShared: lending processes, pioneering fintech, loanPlug and PlayUnited StatesStartup →OtherInactive

KrabShared: data point, loan, lendingYC W21HyderabadStartup →

Companies next to Cyphr
Company	Category	Status	Program
UplinqShared: data point, lender, loanPlug and Play Not statedAI	AI	Not stated	Plug and Play
KoyfinShared: holistic view, financial data, fundPlug and Play Not statedData	Data	Not stated	Plug and Play
Telling.aiShared: increasing risk, leveraging, revolutionizingPlug and Play Not statedAI	AI	Not stated	Plug and Play
LendAPIShared: lending processes, pioneering fintech, loanPlug and Play Not statedOther	Other	Not stated	Plug and Play
KrabShared: data point, loan, lendingYC W21InactiveOther	Other	Inactive	YCW21

Also from Plug and Play

All of Plug and Play

SecuraAIA Princeton-based startup helping highly regulated industries, such as healthcare, safely deploy AI by automating AI security and governance.Plug and PlayUnited StatesStartup →AI

Mango MedicalFoundation models for planning orthopedic surgeryYC W26San FranciscoStartup →AI

HypercubicAgentic AI for Mainframe Operations and ModernizationYC F25San FranciscoStartup →AI

IndustrialMind.aiThe AI manufacturing engineer that turns drawings into production-ready decisions - 10x faster, proven at Siemens and Fortune 500 factoriesAntler 2025USStartup →AI

XatomsXatoms utilizes AI and quantum chemistry to accurately predict 3D models of photocatalytic structures, aiding in cleaning polluted waters across the globe.Plug and PlayCanadaStartup →AI

Eloquent AIThe AI Operator for Financial ServicesYC X25San FranciscoStartup →

Company	Category	Status
SecuraAIA Princeton-based startup helping highly regulated industries, such as healthcare, safely deploy AI by automating AI security and governance.2 programsNot statedAI	AI	Not stated
Mango MedicalFoundation models for planning orthopedic surgeryteam of 32 programsActiveAI	AI	Active
HypercubicAgentic AI for Mainframe Operations and Modernizationteam of 3on 3 Glyph sourcesActiveAI, Devtools	AI, Devtools	Active
IndustrialMind.aiThe AI manufacturing engineer that turns drawings into production-ready decisions - 10x faster, proven at Siemens and Fortune 500 factories2 programsNot statedAI	AI	Not stated
XatomsXatoms utilizes AI and quantum chemistry to accurately predict 3D models of photocatalytic structures, aiding in cleaning polluted waters across the globe.2 programsNot statedAI	AI	Not stated
Eloquent AIThe AI Operator for Financial Servicesteam of 52 programsActiveAI	AI	Active

Programs

Programs Cyphr went through
Program	Cohort	Source
Plug and Play	Not stated	Plug and Play Page

About Cyphr

Cyphr is a pioneering Fintech company revolutionizing the lending landscape for early-stage businesses. By leveraging qualitative team, company, and financial data, Cyphr provides lenders with complementary data points to fund companies that do not meet traditional loan criteria, without increasing risk concentration. Through a holistic view of the company and a fully digital, real-time loan syndicate, Cyphr enables lenders to fractionally allocate funds across hundreds of loans, automating lending processes and reducing credit concentration risk. This innovative approach lowers charge-offs, enhances return on assets, and offers founders non-dilutive capital for growth. By converting qualitative data into accurate financial projections and assessing risk levels based on team and product data, Cyphr facilitates stress-free lending with flexible repayment structures tailored to a company's revenue.

Category: Other
Location: United States
Checked: 7h ago

Changes seen

Joined a programOct 5, 2026

Joined Plug and Play.

Source ↗

Cyphr: questions

Which accelerators did Cyphr go through?

Cyphr is listed by Plug and Play.

Where is Cyphr based?

Cyphr lists United States as its location on Plug and Play's page.